When I’ve set the app to round up payments & throw the pennies into a pot, the Home feed now shows the combined cost of both the item and the round-up.
This is great because I hate how the world still talks in overly-complicated prices like £7.99 and £9.95. My mental model here is to round those up so I can better gauge the true cost of several items. It makes mental arithmetic more simple. In real life I actually say “Eight pounds” and “ten pounds” for prices like that. It’s extra brain power that I would like to remove from my life & this feature is one part of solving that problem.
However, when I come to do a tax return, I need to know the accurate cost of every transaction. I used the Monzo labs data export feature for the last tax return I did. Even though it’s not a finished feature, it was a great help to me. I think that round-ups should be separated from the accurate cost of items in the exported data, otherwise there’s no way to calculate annual expenses with those figures.