Twice now I’ve had my monzo details stolen (yes I know WTF), and it’s quite clear that these not so cool kids simply put multiple transactions through your account until it is drained.
So to combat this I’ve usually stuck the majority of my balance in a pot and drawn from it when needed.
However this makes my summary a little weird as it doesn’t show a nice clean burn down chart. It looks more like an Olympic bmx track.
It would be cool if you could ringfence some of your current account balance so it remains in the account but cannot be used until it is unlocked.