It’s not playing on words. If I was claiming it was a fact I’d of said “it isn’t true”.
Anyway, thanks for informing me 
Banks sometimes do mention it, Chase mentions that they report your income (but not spending):
Sharing information with credit reference agencies (CRAs) | Chase UK
However I don’t think it’s unreasonable to question just what counts as income. If Chase just sees anything coming in from any source including transfers then they will think your income is higher than it is if you’re transferring the same £2,000 around several accounts.
If it’s limited to BACS or the like then this would be far more accurate.
Same for other banks. If you’re transferring the same £2,000 around then if transfers are accepted as income then each individual bank may have an inflated idea of your income.
I think this is what the poster was referring to, and it’s not a stupid comment to make. Google does indeed state income is reported, but not which income which could make the difference.
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I don’t think they could limit it to BACS deposits as some employers use FP, as do other ‘proper’ income sources too.
I imagine it would work fine for most people, but there seems to be a reason number of people on here bouncing money around for various reasons.
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It would be interesting to know. If it’s transfers then my income will be insane as I transfer thousands around the place for various accounts and it’s just the same thousands.
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The thing to do is test it by seeing if you get a credit limit on a credit card that you apply for that’s way out of whack with your proper income.
TBH I don’t really need a new one! And I wouldn’t lie about my actual income. None of my credit limits are out of whack but Amex did offer £15k initially, but I reduced that.
(Amex are known for high limits though)
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I worked on a credit application system built on open banking and identifying income in any specific criteria based way is a nightmare.
That is from someone openly handing over all transactional data.
It didn’t differentiate between FP or BACS.
Working out general flows in and out, not so hard.
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I was thinking that you might not need to apply. Just wait until you get a crazy limit offer from the bank at the centre of all the money flows. Maybe that’s why Chase aren’t letting me apply yet… they’re waiting until they can offer me a card with a few hundred grand limit 
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https://app.revolut.com/lost-device
Nice new feature
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Pretty cool actually, I never really thought about it but it’s handy to have that option.
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Revolut branding big time in the aeroplane gangways @ Manchester airport for domestic flights to/from LHR. Should’ve taken shots but was legging it after extended ‘experiences’ in the lounge…
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The experiences…
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I’m on browser… what is this?
That’s quite funny seeing as just last week, there was someone in this thread complaining about airlines that still think Revolut is only pre-pay card and so refuse to accept them on the plane themselves.
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If Monzo is anything to go by, Revolut will still have this issue even when they have their license sorted.
Wonder if Revolut face the same problem on European airlines where Revolut is all ready a “proper bank”.
It’s a way to change your Revolut Passcode to prevent unauthorised used.
I saw this on Reddit just now
It is very expensive for what it is though. Like if you have Ultra, you’d still have to spend £14,000 to get a £100 voucher.
And 
to anyone on Standard. That’s £140,000 for a £100 voucher 
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It is a terrible way of providing “cashback”.
The multipliers can probably make some good points but just as easy to make it elsewhere.
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