I have an (older) local plumber come service my boiler every year. For the last couple of years, he’s taken payment via a merchant card processing app on an ancient iPad tethered to his phone, which he goes and stands on the driveway to use due to poor reception.
This year, he had a new iPhone and a Revolut reader.
He was still having trouble linking the reader to the phone via Bluetooth, and went out into the back garden this time for ‘better reception’.
But he’s keeping with the times 
That’s the fourth time I’ve paid a merchant via a Revolut reader device now, Revolut Business is definitely starting to infiltrate the wild 
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Noticed this Transparent mode in the new features section—it’s a nice little touch and works with any background.
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Do quite like the transparent themes, nice little touch 
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RevPoints replaced the Cashback they had right?
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Yeah it did, unless your on the pro (free lance thing) I think
Yeah I have 0.8% Cashback on the Pro thing.
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Interesting 
Still, I prefer to earn my RevPoints, not to buy it 
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Since the change a lot of spending I’d have done that made cashback has simply stopped, I don’t want to have to buy points via roundups so I just won’t use it at all!
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A quick few questions on Revolut vs Starling. Trying to work through whether to swap to Revolut from Starling for day by day spending (largely for Rev Points and ability to see other accounts)…
Some things I am working through:
1 - Pockets vs Spaces - They seem the same, including paying bills (direct debits from one). Any key differences? Can you have Pockets linked to Joint Accounts on Revolut?
2 - Group Pockets vs Starling Joint Account Spaces: Any key differences?
3 - Reliability of debit card spending ending up in the right category without needing to change - Starling is pretty good, is Revolut as good?
4 - Savings Accounts: Appears both only offer this as a sole option, any key differences (beyond rates)?
Thoughts and advice from anyone who has gone ‘full Revolut’ welcome - on above or anything else…
Many thanks in advance.
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…and a very specific question on the WeWork perk with Revolut Ultra: Can I use two of the three bundled day passes at once for me and a colleague to go in together, or can then only be used by me?
TIA
Revolut is not yet a bank, only in process of becoming.
They do not report turnover and do not show on your credit file which may impact affordability options down the line.
- I don’t believe you can have Pockets with joint.
- Group pockets are handled by the creator, and you can add anyone to it to add money only, not sure if you can both add bills
- Spending categories are set by merchant so they should be very similar for everything - you can now create your own and adding categories and it’ll remember them
- Savings accounts are poor rates, you’d both need a paid plan afaik to both benefit on your own accounts
- RE Ultra, I’m fairly sure it’s only you from your WeWork account, so whether you can assign them from there I’ve no clue.
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What does credit agencies toggle in Revolut settings do?
Technically I can’t reply, as I’m not full Revolut’ but I’ve got enough bank accounts to give a perspective.
All these options are valid.
Keep both.
I, personally, am ‘full Monzo’, but no-one needs to do that. Keep every bank you need for every need you have.
It’s cute to ask for advice but really, you know what you want so open an account with every bank in the land then see how it suits you.
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It says to share data with agencies but it’s not reported anywhere.
Unless there’s some other part of the report only lenders can see (which I doubt) it’s pointless.
Probably worth asking revolut though.
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Arab 
