It would be interesting to know. If it’s transfers then my income will be insane as I transfer thousands around the place for various accounts and it’s just the same thousands.
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The thing to do is test it by seeing if you get a credit limit on a credit card that you apply for that’s way out of whack with your proper income.
TBH I don’t really need a new one! And I wouldn’t lie about my actual income. None of my credit limits are out of whack but Amex did offer £15k initially, but I reduced that.
(Amex are known for high limits though)
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I worked on a credit application system built on open banking and identifying income in any specific criteria based way is a nightmare.
That is from someone openly handing over all transactional data.
It didn’t differentiate between FP or BACS.
Working out general flows in and out, not so hard.
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I was thinking that you might not need to apply. Just wait until you get a crazy limit offer from the bank at the centre of all the money flows. Maybe that’s why Chase aren’t letting me apply yet… they’re waiting until they can offer me a card with a few hundred grand limit 
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https://app.revolut.com/lost-device
Nice new feature
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Revolut branding big time in the aeroplane gangways @ Manchester airport for domestic flights to/from LHR. Should’ve taken shots but was legging it after extended ‘experiences’ in the lounge…
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The experiences…
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I’m on browser… what is this?
That’s quite funny seeing as just last week, there was someone in this thread complaining about airlines that still think Revolut is only pre-pay card and so refuse to accept them on the plane themselves.
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It is a terrible way of providing “cashback”.
The multipliers can probably make some good points but just as easy to make it elsewhere.
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The metal cashback used to be better. I usually got a good £30 from holidays outside europe using that.
But it seemed a bit less useful when you could get x% on all spend elsewhere eg chase.
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There’s an article on MSE about the closure of Zing. They’re directing people to other places that have similar features.
They call Revolut a ‘Prepaid Card’. And I immediately shouted ‘no it’s not’. It’s not, is it? Because you can transfer money and pay direct debits and have wages paid in. It’s a bank (financial institution - yawn!)
I’m sure it’s an editorial oversight but MSE tends to be ‘the Bible’ when it comes to money. I didn’t complain. I’ve used up today’s complaint because the local newspaper now requires a free registration if you want to read about the neighbours fence blowing down.
I’ve had a long day, and Ziggy still wants to play with the ball - I’m sure I’m missing a trick.
It’s no more a prepaid card than any other debit card.
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Prepaid cards usually operate with a “cash” account and a card you “load”.
They don’t support offline payments.
Revolut moved away from this sometime ago but some merchants haven’t followed suit.
I can never look at the pride flag now without thinking of Hannah Gadsby
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Direct debits don’t seem to notify once debit from a Pocket.
Do they if they come from the main account?
I got a pre debit notification around 5pm last night informing me the payment was due.
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I no longer get a notification once they go out. Just the warning at 5pm
That’s from the main part of a joint account
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