I’ve been really enjoying the 1p savings challenge and am on track to meet the goals, but it’s quite a lot of money at the end of the year near to Christmas. For 2026 could a toggle be applied so we can do the challenge in reverse if we want? So £3.65 on January 1st and 1p on December 31st? I get that in the first year starting with a penny lowers the psychological barrier for entry for new users, but the option to reverse it would be great as January is a quiet month so for me it’s easier to save.
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Hi @Jambam92 & welcome 
This has been requested before, and if Monzo doesn’t implement this in-app, you can do it manually by transferring the amounts shown in this sheet:
Yes I’ve been saying the same. I think reverse would work much better.
OR have it randomly, that way it’s roughly even every month.
Could be 1p or £3.56, but every amount is only taken once. Would be good to have the option for this or as you said reverse .