# Receiving international payments **URL:** \ **Category:** Monzo Chat\ **Created:** [19 October 2017 22:45 UTC](https://community.monzo.com/t/receiving-international-payments/25785 "2017-10-19T22:45:54Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![anon94264531](https://avatars.discourse-cdn.com/v4/letter/a/c37758/32.png) [@anon94264531](https://community.monzo.com/u/anon94264531)\ **Post date:** [19 October 2017 22:45 UTC](https://community.monzo.com/t/receiving-international-payments/25785/1 "2017-10-19T22:45:54Z")
Interestingly I was able to set up details of my Monzo account with a US based firm I consult for. Everything worked fine on the web. Except I overlooked the fact you don’t have an IBAN code yet. So a payment to me in USD is currently lost or stuck somewhere… ---
**Author:** ![anon23935806](https://avatars.discourse-cdn.com/v4/letter/a/58f4c7/32.png) [@anon23935806](https://community.monzo.com/u/anon23935806)\ **Post date:** [19 October 2017 22:48 UTC](https://community.monzo.com/t/receiving-international-payments/25785/2 "2017-10-19T22:48:39Z")
If they asked for an UK _sort code and account number_ it means they’re connected to BACS/Faster Payments and you don’t need an IBAN… otherwise I can’t imagine how you set up your account on there - which IBAN did you use? In any case your money isn’t lost, it will eventually bounce back and you can try again. 👍 ---
**Author:** ![anon94264531](https://avatars.discourse-cdn.com/v4/letter/a/c37758/32.png) [@anon94264531](https://community.monzo.com/u/anon94264531)\ **Post date:** [19 October 2017 22:53 UTC](https://community.monzo.com/t/receiving-international-payments/25785/3 "2017-10-19T22:53:23Z")
Thanks. Just flagging it to the Monzo team. I’ll have to use a different bank account. Was hoping this was a loophole for my FX fees incurred with US clients ---
**Author:** ![anon23935806](https://avatars.discourse-cdn.com/v4/letter/a/58f4c7/32.png) [@anon23935806](https://community.monzo.com/u/anon23935806)\ **Post date:** [19 October 2017 22:54 UTC](https://community.monzo.com/t/receiving-international-payments/25785/4 "2017-10-19T22:54:59Z")
Did you have a look at [Transferwise’s Borderless account](https://transferwise.com/gb/borderless)? Seems like the perfect fit for your use-case, and also, Transferwise to :monzo: current account works just fine! ---
**Author:** ![anon93718513](https://avatars.discourse-cdn.com/v4/letter/a/d78d45/32.png) [@anon93718513](https://community.monzo.com/u/anon93718513)\ **Post date:** [19 October 2017 22:58 UTC](https://community.monzo.com/t/receiving-international-payments/25785/5 "2017-10-19T22:58:34Z")
> [@anon23935806](#): > > otherwise I can’t imagine how you set up your account on there - which IBAN did you use? Very interested in how this happened! ---
**Author:** ![anon94264531](https://avatars.discourse-cdn.com/v4/letter/a/c37758/32.png) [@anon94264531](https://community.monzo.com/u/anon94264531)\ **Post date:** [19 October 2017 23:28 UTC](https://community.monzo.com/t/receiving-international-payments/25785/6 "2017-10-19T23:28:45Z")
![Monzo](https://cdck-file-uploads-global.s3.dualstack.us-west-2.amazonaws.com/monzo/original/2X/c/cd356eabc214a33b37fd1b81650845b4a5184b13.jpeg) it didn’t require IBAN. Entering sort code was enough to identify the correct banking info. ---
**Author:** ![anon23935806](https://avatars.discourse-cdn.com/v4/letter/a/58f4c7/32.png) [@anon23935806](https://community.monzo.com/u/anon23935806)\ **Post date:** [19 October 2017 23:38 UTC](https://community.monzo.com/t/receiving-international-payments/25785/7 "2017-10-19T23:38:20Z")
In that case they’re linked to BACS/FPS and it should work fine. 🙂 ---
**Author:** ![anon94264531](https://avatars.discourse-cdn.com/v4/letter/a/c37758/32.png) [@anon94264531](https://community.monzo.com/u/anon94264531)\ **Post date:** [20 October 2017 12:30 UTC](https://community.monzo.com/t/receiving-international-payments/25785/8 "2017-10-20T12:30:16Z")
Hmm didn’t work though ---
**Author:** ![anon23935806](https://avatars.discourse-cdn.com/v4/letter/a/58f4c7/32.png) [@anon23935806](https://community.monzo.com/u/anon23935806)\ **Post date:** [20 October 2017 17:30 UTC](https://community.monzo.com/t/receiving-international-payments/25785/9 "2017-10-20T17:30:23Z")
Did they tell you there was an issue? Otherwise it could just be pending manual review - this might happen if it’s the first time you’re transferring money from there to make sure there is no fraud involved. Once the first payment goes through they might let the other ones proceed automatically so they should be instant. ---
**Author:** ![system](https://global.discourse-cdn.com/monzo/original/3X/a/e/aedf2f7852aef6ffcd99f29eac49128cfbd2ecc3.svg) [@system](https://community.monzo.com/u/system)\ **Post date:** [18 April 2018 17:44 UTC](https://community.monzo.com/t/receiving-international-payments/25785/10 "2018-04-18T17:44:00Z")
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