Re-occuring Payment budgeting/pot/tool/feature

Most service providers/bills have opt you to participate in re-occuring payments to save money. Since Monzo is all about bringing awareness to its customers spending habits and saving money perhaps creating a budgeting tool or pot of all the bill payments including draw dates that are reoccurring accounts to include everything right down to netflix, hulu, annual amazon renewal, insurance, etc. Additionally some car insurance providers allow you to pay for your full policy in full (usually 6 months) and it saves you money as well so if there was an option for this to put towards your renewals you would save money as well and also reduce you future monthly output.