Good to see that nearly three years on and Monzo still haven’t added a way to see your real balance that doesn’t include pending transactions, or a way to look up pending transactions that haven’t been reversed. I just had a second authorisation put through for a single order which means that amount has been taken twice from the balance Monzo surfaces, but the older one won’t finalise and they might do this again next week. This isn’t just car hire pre-auths, it’s shopping too. With me it’s specifically Japanese retailers that do this, so that might be why nobody (including Monzo) cares, but I’m back to looking overdrawn when actually I have a hundred quid or so in pending transactions that I have to wait a month for them to clear naturally (yeah they’re full authorisations too, so it’s a full 30 days rather than 7 days I have to wait).
So once again, Monzo, please surface the balance without pending transactions and/or a list of pending transactions that haven’t finalised yet.