I understand what you’re saying. In my opinion progress bars are a good way to track completion of a goal, but there should be a more visually engaging way and clever way to show this. They seem a little outdated in today’s UI landscape 
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Yeah I agree with this. Putting the cards side by side visually implies equal weighting, making them easily mistakable as secondary accounts.
It would be good to visually distinguish pots from the actual account. One way might to change the shape of a “pot” card to be a square or circle as opposed to the traditional card shape synonymous with accounts.
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Piggy Bank 
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absolutely love it 
️ I’m always saving for several different things throughout the year, so multiple pots displayed in that style is perfect. I’m already envisioning my pots for car insurance, vacation, emergencies etc… @hugo can I assume the idea of rules would be similar to a concept of a standing order, where you can choose to set up regular deposits in to a pot? 
Love the idea of Pots. Might be cool to integrate this with monzo.me too - where someone can contribute to a pot by typing in the username/potname
A nice way for someone to give a birthday gift by contributing to a savings goal for example. You get something you really want and the problem of finding a suitable gift for someone is solved. 
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Great idea. I think this is what mint in the US do but I’ve never fully explored it.
I have always found it a little strange that we need to open different accounts to separate money so the idea of pots makes a lot of sense. From a financial responsibility point of view it also helps to get a full picture of your balance. If you have 3 bank accounts and 5 credit cards you can fool yourself about how much you actually have (or don’t).
From a personal pont of view I have a current and savings account. I like the separation because it helps me to know how much I spend on a weekly basis. We also have a shared account which would be great but I guess that’s in the future. One thing that would be handy is after making a payment, having the ability to decide which pot the funds come from without having to separately transfer between the pots.
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I think this looks really promising in terms of the underlying facility being hinted at, but I share other’s thoughts about the presentation hiding the fact that pots are not peers of the main account, and that there’s no list of all pots and their current values. Swiping through one at a time would quickly get boring!
One additional idea - it would be great to be sble to spend directly out of a pot. How about a facility in the app to quickly say "card transactions are to come out of pot “x”, with an option for it to apply to “next transaction”, “for a fixed time”, or “until further notice”. it would be great to be able to go on holiday, then switch my spending to the holiday pot.
Can’t wait to see some of this function arriving in the app!
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I agree that some sort of summary view would be helpful, so you could glance down a list and see the amount in each pot and total held. Like Nationwide’s main online banking view, which lists your accounts and the amount in each, with a total at the bottom. Simple to read, and easy to glance through to see how you are doing in each pot/account.
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The ability to include or exclude some pots from a grand total would be good. With Microsoft Money you could get it to total all your accounts, just your current and savings, just your overdraft and credit card, your credit card and loan, whatever combination you like. You may want to combine your main Monzo account and certain pots in your available amount but exclude other pots and ringfence them from being spent
There seems to be quite some demand for a summary tab in list view, and hopefully this will get its own tab.
We use “jars” in my neck of the woods; “tins” for the serious money…
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This is a great idea. As some other users have stated, it would be good to be able to define which pot money comes from when setting up direct debits. Also, if you purchase using your Monzo card, some way of moving a particular purchase to a particular pot post transaction would be great, such as a groceries pot. I think it would have to be post transaction as there could be instances where you have your card but not your phone or your phone battery has died. There’s only so much that can be automated when making an in-person card purchase.
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Categorising the spend post-transaction is a valid use case, but not a replacement for setting up the card pre-transaction. I’m thinking of the case where you might not have a lot of money left for general spending, but want to make a large purchase that you’ve been saving up for. I suppose that you could transfer the money from the pot into your general spending account and then spend it, but it would make tracking your spending very messy. Much nicer to say “the next transaction should come out of the saving up for a new bedroom suite pot”.
Yes, I agree. You should have both options really, especially if you forget pre transaction which I would be prone to! It would have to be a really simple way to apply the next transaction to a pot otherwise you’d be faffing around at the till. If it was for an online transaction I wonder how effective it would be as sometimes online transactions aren’t as instant as the card machine.
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It would be great if you could also hold a document against the pot - or even a link to a dropbox/Google Doc. I’m always forgetting the details of my next holiday it would be excellent if I could upload a screenshot of the details of the booking or at least a way to easily find them.
if you are going to do dropbox also do OneDrive
And OneDrive for Business
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I’d like to agree with the suggestions that we be able to say in-app that we want the next transaction/all transactions for x amount of time/all transactions indefinitely to come out of a certain pot. One approach that might help here, and in general, would be the ability to sort pots into a priority list, saying that I want payments to come out of the top pot and only move onto the next if it’s empty (and to set aside/lock certain pots out of the list entirely, as well). I’ll be going on holiday soon myself, and I was just thinking how useful it would be to separate out a certain amount for, say, airline baggage fees so that it’d get used up last (and I could just mark a transaction that’s already happened to be taken off that category), but wouldn’t prevent me from tapping into the separated amount in an emergency situation if I’d emptied out the general pot.
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It would be great if a pot could be setup to accumulate round ups and a rule to be set so that when the pot reaches £x, then it would send a payment to purchase premium bonds/savings account. I assume that is how the ‘rules’ would work?
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First time poster. I notice you are looking to develop the marketplace element, similar to starling and am really interested in the “pots” element and the ability to push money into those pots either to sit within your Monzo account or with someone like money box.
Are you considering other providers or savings partners to give the community greater choice and if so what sort of criteria are you considering?
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