I love Monzo and it is so close to being perfect but I would love to have pots that had subsections within them so it doesn’t look so cluttered, feels more organised and is still one pot but I can work on each one independently.
For example
main pot - Holiday 2026
subsections within the pot with individual goals-
1. Flights
- Hotel
- Spending money
- days out
- snorkelling
- misc
- insurance
etc etc… each subsection would have a goal and show as a collective overall total on the main goal
I love to work on smaller tasks that overall contribute to a larger goal that I can see all at once without going over my pot limit or it looking messy! If this feature was implemented I think Monzo would be pretty much perfect in my opinion