# Plutus **URL:** \ **Category:** Financial Chat\ **Created:** [21 January 2024 19:44 UTC](https://community.monzo.com/t/plutus/158956 "2024-01-21T19:44:45Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![gt94sss2](https://avatars.discourse-cdn.com/v4/letter/g/ee7513/32.png) [@gt94sss2](https://community.monzo.com/u/gt94sss2)\ **Post date:** [21 January 2024 19:44 UTC](https://community.monzo.com/t/plutus/158956/1 "2024-01-21T19:44:45Z")
Has anyone used [Plutus](https://plutus.it/)? If so, any experiences to share and advice on how to make a most of their perks/award levels etc. Even an easy to use help guide (i.e. easier to follow than their official help pages!) would be appreciated ---
**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/111540_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\ **Post date:** [21 January 2024 20:15 UTC](https://community.monzo.com/t/plutus/158956/2 "2024-01-21T20:15:04Z")
I have an account and a card. Never used it. Not the best response I guess šŸ¤·ā€ā™‚ļø ---
**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\ **Post date:** [21 January 2024 23:13 UTC](https://community.monzo.com/t/plutus/158956/3 "2024-01-21T23:13:15Z")
> [@davidwalton](#): > > I have an account and a card. Never used it. Not the best response I donā€™t have a card or an account (nor have I heard of Plutus). So Iā€™ve made your response look very helpful in comparison. Youā€™re welcome. ---
**Author:** ![breville\_monkey](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/breville_monkey/32/70932_2.png) [@breville\_monkey](https://community.monzo.com/u/breville_monkey)\ **Post date:** [22 January 2024 09:42 UTC](https://community.monzo.com/t/plutus/158956/4 "2024-01-22T09:42:58Z")
So, you pay actual money to earn a crypto currency that you canā€™t sell? Looking at their [Reddit](https://www.reddit.com/r/plutus/s/nAnbRHO89M) current issues seem to be: - Thereā€™s a 45 day (!) withdrawal timeframe for PLU and you have to keep the paid subscription running through that period - Fiat withdrawals are ā€˜pausedā€™ - People are experiencing ā€˜technical errorsā€™ with their withdrawals (the naivety of some people here is hard to fathom - when companies stop paying out or put long wait times on payouts itā€™s not a ā€˜technical errorā€™) - The PLU price is down substantially and continuing to fall All in all looks like itā€™s already hitting the end of its road to me. ![IMG_4352](https://global.discourse-cdn.com/monzo/original/3X/8/5/8583e18f0e2bd32b45cce4cef219d7b94bf0d116.jpeg) ---
**Author:** ![JIMMWX](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jimmwx/32/95737_2.png) [@JIMMWX](https://community.monzo.com/u/JIMMWX)\ **Post date:** [22 January 2024 09:55 UTC](https://community.monzo.com/t/plutus/158956/5 "2024-01-22T09:55:56Z")
I briefly looked at them, mainly for the card, but I was so put off by the whole proposition I didnā€™t want them to even have letters 2 and 4 of my postcode. ---
**Author:** ![Moneysav](https://avatars.discourse-cdn.com/v4/letter/m/c4cdca/32.png) [@Moneysav](https://community.monzo.com/u/Moneysav)\ **Post date:** [1 February 2024 22:30 UTC](https://community.monzo.com/t/plutus/158956/6 "2024-02-01T22:30:16Z")
The FCA has currently halted their DEX in the UK, but it doesnā€™t mean you canā€™t sell it. I built up around Ā£60ish in pluton, connected MetaMask and sent it to my Coinbase wallet where I was able to cash out. So not completely stuck. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [1 June 2026 07:48 UTC](https://community.monzo.com/t/plutus/158956/7 "2026-06-01T07:48:17Z")
![IMG_3664](https://global.discourse-cdn.com/monzo/original/3X/b/a/ba01b9e3761bdf0cf0571c9ca27472c19fe34e48.jpeg) Am I missing something with this. Theyā€™ve given me 100pgbp which I believe is nothing. Itā€™s saying I buy a Ā£100 gift card, for 72pgbp at a discounted rate. Iā€™m trying to understand the bit where Iā€™m being scammed? šŸ˜‚ Has anyone else been receiving these from this broke company? ---
**Author:** ![Pyros](https://avatars.discourse-cdn.com/v4/letter/p/97f17d/32.png) [@Pyros](https://community.monzo.com/u/Pyros)\ **Post date:** [1 June 2026 07:52 UTC](https://community.monzo.com/t/plutus/158956/8 "2026-06-01T07:52:14Z")
I am shocked they ainā€™t gone bankrupt yet. Must have some good backing behind them! Someone with deep pockets šŸ¤£ ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [1 June 2026 07:59 UTC](https://community.monzo.com/t/plutus/158956/9 "2026-06-01T07:59:07Z")
I think they were due for strike off but something saved them. ---
**Author:** ![Pyros](https://avatars.discourse-cdn.com/v4/letter/p/97f17d/32.png) [@Pyros](https://community.monzo.com/u/Pyros)\ **Post date:** [1 June 2026 08:00 UTC](https://community.monzo.com/t/plutus/158956/10 "2026-06-01T08:00:19Z")
They went to some bank and just begged for some money. šŸ¤£ ---
**Author:** ![jo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jo/32/119789_2.png) [@jo](https://community.monzo.com/u/jo)\ **Post date:** [1 June 2026 08:06 UTC](https://community.monzo.com/t/plutus/158956/11 "2026-06-01T08:06:50Z")
@Carlo1460 how does the perk work? Like do I get money back from a subscription, or do I get the subscription šŸ¤” No Iā€™ve got entirely the wrong idea. Itā€™s just money as a % back from your spending at these places. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [1 June 2026 08:07 UTC](https://community.monzo.com/t/plutus/158956/12 "2026-06-01T08:07:43Z")
Iā€™ve no idea. ---
**Author:** ![Pyros](https://avatars.discourse-cdn.com/v4/letter/p/97f17d/32.png) [@Pyros](https://community.monzo.com/u/Pyros)\ **Post date:** [1 June 2026 08:09 UTC](https://community.monzo.com/t/plutus/158956/13 "2026-06-01T08:09:10Z")
Looking at their fillings on companies house they are in Ā£729K in short term debt which is up from Ā£664K Shockingly they have no bank loans or mortgages. But also only Ā£8,244 cash on hand. Which is very small. ---
**Author:** ![mikez](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/mikez/32/119781_2.png) [@mikez](https://community.monzo.com/u/mikez)\ **Post date:** [1 June 2026 08:39 UTC](https://community.monzo.com/t/plutus/158956/14 "2026-06-01T08:39:32Z")
> [@Pyros](#): > > Looking at their fillings on companies house Wow, they really are insisting on detailed personal informationā€¦ ---
**Author:** ![Moneysav](https://avatars.discourse-cdn.com/v4/letter/m/c4cdca/32.png) [@Moneysav](https://community.monzo.com/u/Moneysav)\ **Post date:** [1 June 2026 12:57 UTC](https://community.monzo.com/t/plutus/158956/15 "2026-06-01T12:57:40Z")
Man I used to use plutus back in the day. It used to be so good. Then it became scam after scam to keep things afloat. If I was a betting man, the CEO is gonna be in prison soon. ---
**Author:** ![Chrispykreme](https://avatars.discourse-cdn.com/v4/letter/c/f05b48/32.png) [@Chrispykreme](https://community.monzo.com/u/Chrispykreme)\ **Post date:** [1 June 2026 19:42 UTC](https://community.monzo.com/t/plutus/158956/16 "2026-06-01T19:42:14Z")
> [@Moneysav](#): > > If I was a betting man, the CEO is gonna be in prison soon. Iā€™ll take that action, no CEO ends up in Jail ever