As well as “to the nearest £ round ups”, could Monzo add a % round up?
That is, one can set a % on top of the purchase price that goes automatically into their savings pot, like a tip.
I just moved back to the UK from Canada/US where I was used to tipping 15-20% for basically everything. Now that I’m back in the UK, it would be cool to transfer that tip that I feel I should be adding to the bill into my savings.
This idea would also be a convenient way for people who want to save 10-20% of their salary.