I wonder if anyone else is experiencing this problem. I have 4 friends (that I know of) who use Monzo at the moment but only 1 of them shows on my “contacts who have monzo” list. If could be that some of them haven’t enabled payments yet but I know for sure that at least 1 of them has as I’ve sent her money before (through iPhone previously) and I have received money from her. Has this happened to anyone else?