Paying CC via iOS app fails silently when you’ve already exceeded the 10k limit

I was trying to pay my AMEX on my iPhone using the “pay via bank account” method.
On that day, my faster payment limit (10k) was reached.
The app would show a success message and redirect me to Amex, who would also do the same, but no money would come out of my bank account.

iOS 15.6
iPhone X
App v4.35.0

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