Payday Budgeting Saver

Feedback & Ideas
1

You would select the date you get paid each month on the app. Monzo would then provide you with a daily spend limit for the month based on the balance on this day, taking into account any regular payments/ standing orders.

At the end of each day, any surplus in your budget would be applied to a pot (the Coin Jar) to further build on savings.

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2

What would happen if there is an emergency and you need more money than your daily spend limit?

3

Iā€™m not suggesting that it is completely capped so that you cannot spend it, merely a daily spending target. If you spent over on one day it would then update and reduce your daily target for the remaining days.