I don’t currently have any ISAs as with the amount of savings I have, I earn far more interest parking them in a current account like Club Lloyds.
But what I would like Pots to evolve into is something along the lines like what you’ve described with Nutmeg, but basically present my ISA account in a very similar format to my Monzo current account (with the pulse graph etc) or a history of how my savings has grown (either from my own inputs or from interests etc), and I’ll have the ability to deposit/ withdraw from those pots.
Essentially mapping those ISA/ third party accounts into a Monzo current account of sorts, but of course what’s possible will really depend on what these third-party provider’s API would allow I guess!
You’ve also mentioned ‘Chip’ in another post, but to be honest I would very much prefer Monzo to implement those features in-house rather than use a third-party provider for that, because I’m not very fond of sharing my banking/ spending behaviour with other people unnecessary, and since my current account provider already posses these data, I’d rather they make use of these data to help me than me surrendering my data to someone else because my current account provider aren’t able to provide these services. But I read somewhere in other posts that Monzo is looking to implement some rules-based decision of sorts to automatically allocate money into a Pot so I guess there’s really no need for Chip?