I have seen a lot of demand for a Dark Mode and interested to see if people would pay for it?
Appreciate its not usually something people would pay for, but given the demand for it and the need for Monzo to make a profit ASAP (so people keep saying).
How much would you be willing to pay for it?
Or not?..
You can still get your credit karma report for free. You just go to their website. If dark mode was only paid for, you wouldnāt be able to get it for free elsewhere.
Need for profit or not I think they would alienate even the most die hard fan if they tried to charge for dark. mode or any other lame ass feature that was part of the OS. Should they also charge for being able to use Touch ID on iOS?
I would pay Ā£-30. That is the going rate for compensation when you make a complaint to Monzo right? āCause thatās exactly what Iād immediately be doing if Monzo thought they could charge for implementing dark mode, a standard iOS featureā¦
Credit Karma does it for free because they can try and upsell credit cards and loans and they have obligations with GDPR and data access⦠its not free for 3rd party companies to integrate⦠how people dont understand thisā¦
On a side point I think its pretty crazy EVERY new thing people start moaning that it will be pay walled or āhow much would you payā crap⦠its crazy people leap that everything will have a charge when a few features monzo provides are behind a paid tier.
When I run my legacy bank app I get a notification to remortgage and credit card offers on the homepage trying to upsell me where as monzo is far far better.
RBS/Natwest pay to have it in the app and for them it was no doubt cheaper to implement than the full monzo push experience and it would keep a few customers happy. Its also opt in before it works so many wont have enabled it as mobile use will be a lot lower than engagement with monzo keeping their costs lower for giving it to you. Then they also have their lovely exchange rate and charges they tap on for you using your card abroad to help eat the cost as well as loans and credit cards so business wise rbs paying for the few that use it to keep them in their ad app makes it worthwhile where as monzo has passed the cost on directly.
Given how everyone pleeps that they shouldnt be charged because they can get it for free elsewhere then why dont they simply get it for free elsewhere since its a low value add feature for said users anyway.
Iām aware that they might not be free for the company, but nothing is. The free Monzo account isnāt free for Monzo to run. Paid, premium accounts should not have something that you can get for free elsewhere, in my opinion.
Iām very much eligible for offers, as I can see on the app what I am eligible for. Iām not bombarded and I still see my credit score in the exact same way as Monzo for free.
You are obviously welcome to disagree but please do not respond to me in capital letters when you disagree. Plenty of people agree with my opinion so Iām not some random outlier spurting nonsense.