Overdraft with Monzo Ireland

Looks like Monzo are offering arranged and unarranged Overdraft now. The fee is just €2 per month, and interest on any balance left at the end of the month.

I’m interested to see if they will start offering Credit Cards in the near future :eyes:

I’m also very interested in their credit card offer, hopefully, in the very near future… And I hope they would offer a credit card without a stamp duty charge like Avant Money who covers the charge with their Everyday+ credit card.

Unfortunately I highly doubt that is going to happen - the Avant Everyday+ card is a decent CC, probably the best one on the market in Ireland right now (I have one myself) - but the stamp duty is still there, it’s just paid by Avant.

I can’t really see a situation where Monzo will offer a credit card and they will pay your €30 government stamp duty each year - no other bank offers to pay your tax with the notable exception there of Avant.

Bankinter, like Monzo are in the process of trying to break into the market so I do wonder how long the refund on the stamp duty will stick around.

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