This is a very rough guess here (it’s important not to speculate) but I’d imagine if the button has vanished you may no longer meet their eligibility requirements.
Due to the many variations that can effect this they can’t give an exact answer to people here on the forum.
If you want to know more I’d suggest contacting in app support who can look at your specific query.
That’s fine, I already knew I can’t have one - but if this is the case I’m confused why the thread was shut down so quickly before? Surely it’s an acceptable explanation that only those eligible will see the button?
I’m not crazy right? It’s not a top secret button?
My guess is that it was closed as it was posted within the bug report section of the forum. Since the issue was resolved & it wasn’t a bug there was no need for the discussion to continue?
The removal of overdrafts has already been heavily discussed in another thread here on the forum.
Sorry, it looks like there was a bug here and the option wasn’t showing. It should be fixed in the next release (2.9.0) for everyone, whether you’re eligible or not. If you’re not eligible, the application flow will tell you why not.