# Option of cash round ups

**URL:** <https://community.monzo.com/t/option-of-cash-round-ups/77435>\
**Category:** Help\
**Created:** [23 August 2019 05:19 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435 "2019-08-23T05:19:32Z")\
**Posts on this page:** 15\
**Page:** 1

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**Author:** ![Dannyf1](https://avatars.discourse-cdn.com/v4/letter/d/9e8a1a/32.png) [@Dannyf1](https://community.monzo.com/u/Dannyf1)\
**Post date:** [23 August 2019 05:19 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/1 "2019-08-23T05:19:32Z")

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Is there any plans to introduce cash round up for customers to save?

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**Author:** ![MalaiseForever](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/malaiseforever/32/123325_2.png) [@MalaiseForever](https://community.monzo.com/u/MalaiseForever)\
**Post date:** [23 August 2019 05:55 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/2 "2019-08-23T05:55:07Z")

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Rounds ups already exist.

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**Author:** ![phildawson](https://avatars.discourse-cdn.com/v4/letter/p/bbe5ce/32.png) [@phildawson](https://community.monzo.com/u/phildawson)\
**Post date:** [23 August 2019 06:23 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/3 "2019-08-23T06:23:06Z")

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Make a pot and choose round up option.

![Screenshot_20190823-072227](https://global.discourse-cdn.com/monzo/original/3X/7/7/77fb40a4a25ebb5f0589c9c9f3625a22c4cbe4c2.png)

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**Author:** ![Dannyf1](https://avatars.discourse-cdn.com/v4/letter/d/9e8a1a/32.png) [@Dannyf1](https://community.monzo.com/u/Dannyf1)\
**Post date:** [23 August 2019 06:24 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/4 "2019-08-23T06:24:09Z")

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Ha brilliant I feel stupid now thanks

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**Author:** ![swok1080](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/swok1080/32/24954_2.png) [@swok1080](https://community.monzo.com/u/swok1080)\
**Post date:** [23 August 2019 06:51 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/5 "2019-08-23T06:51:58Z")

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We’ve all got a learning curve no need to feel stupid 😄

Make use of the help section when you can it’s actually very good:

 ![Screenshot_20190823-075027](https://global.discourse-cdn.com/monzo/original/3X/7/4/7431d7eb4cca5637651b14c43df98245ec6407f9.jpeg)  
 ![Screenshot_20190823-075007](https://global.discourse-cdn.com/monzo/original/3X/5/b/5bd6a802f0a9ef19c79d21946e33cae41b78c0f4.jpeg)

Edit: I’ve moved your post to help in case it helps others.

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**Author:** ![casda72](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/casda72/32/42832_2.png) [@casda72](https://community.monzo.com/u/casda72)\
**Post date:** [23 August 2019 07:58 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/6 "2019-08-23T07:58:57Z")

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Is it just me? Transactions less than £1.00 don’t round up. So my daily £0.55p chocolate bar stays at £0.55…everything else rounds up. The ‘5’ looks messy in my transaction list! Bug or deliberate?

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**Author:** ![swok1080](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/swok1080/32/24954_2.png) [@swok1080](https://community.monzo.com/u/swok1080)\
**Post date:** [23 August 2019 08:01 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/7 "2019-08-23T08:01:57Z")

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This is deliberate; roundups do not occur on transactions \<= £1 in value.

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**Author:** ![casda72](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/casda72/32/42832_2.png) [@casda72](https://community.monzo.com/u/casda72)\
**Post date:** [23 August 2019 08:02 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/8 "2019-08-23T08:02:57Z")

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What’s the rationale? I don’t remember reading about this condition. 🤔

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [23 August 2019 08:04 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/9 "2019-08-23T08:04:20Z")

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It’s mentioned in their announcement of this feature:

> **[Round up your Monzo purchases automatically](https://monzo.com/blog/2018/07/18/round-up-monzo-purchases-automatically/)**
>
> You can automatically round up transactions to the nearest pound and put the spare change aside into any pot!

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**Author:** ![casda72](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/casda72/32/42832_2.png) [@casda72](https://community.monzo.com/u/casda72)\
**Post date:** [23 August 2019 08:08 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/10 "2019-08-23T08:08:12Z")

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Ta. I wonder why this condition has been set?

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**Author:** ![Rat\_au\_van](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rat_au_van/32/49103_2.png) [@Rat\_au\_van](https://community.monzo.com/u/Rat_au_van)\
**Post date:** [23 August 2019 08:11 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/11 "2019-08-23T08:11:45Z")

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1p active card checks rounding up before being refunded would be a pain

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**Author:** ![swok1080](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/swok1080/32/24954_2.png) [@swok1080](https://community.monzo.com/u/swok1080)\
**Post date:** [23 August 2019 08:28 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/12 "2019-08-23T08:28:24Z")

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If you’d like all transactions to round up then you can turn off round-ups in Monzo and use IFTTT to roundup instead.

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [23 August 2019 08:31 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/13 "2019-08-23T08:31:38Z")

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> [@Rat\_au\_van](#):
>
> 1p active card checks rounding up before being refunded would be a pain

This ☝

It obviously won’t do it if you’re in your overdraft too 🙂

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**Author:** ![casda72](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/casda72/32/42832_2.png) [@casda72](https://community.monzo.com/u/casda72)\
**Post date:** [23 August 2019 08:34 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/14 "2019-08-23T08:34:10Z")

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I’m “joint account” only. No IFTTT yet…

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**Author:** ![casda72](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/casda72/32/42832_2.png) [@casda72](https://community.monzo.com/u/casda72)\
**Post date:** [23 August 2019 08:34 UTC](https://community.monzo.com/t/option-of-cash-round-ups/77435/15 "2019-08-23T08:34:33Z")

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Makes sense. Ta.
