11 years ago I opened a joint bank account with my then housemates to manage our utility bills. It worked well enough and although it might have been ill advised my housemates have turned out to be trust worthy and I’ve had no problems since.
However, although we emptied the account ten years ago, we never formally closed it and it lingers on in my credit report. Although the account still shows, interestingly my housemates don’t appear as people with a financial connection. (EDIT: they do appear with transunion but not equifax, but the account appears on both reports.)
A few years ago I tried to close it but was told all three of us would have to come into branch at the same time, and as one of us was living in Germany I gave up.
Is this worth the bother of trying to resolve?
otherwise keep it open and reap the benefits of a historic account on your credit report 
