# Offer Roundups 25x **URL:** \ **Category:** Done!\ **Created:** [25 May 2026 14:52 UTC](https://community.monzo.com/t/offer-roundups-25x/194072 "2026-05-25T14:52:36Z")\ **Posts on this page:** 13\ **Page:** 1
**Author:** ![ianonline](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ianonline/32/37816_2.png) [@ianonline](https://community.monzo.com/u/ianonline)\ **Post date:** [25 May 2026 14:52 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/1 "2026-05-25T14:52:36Z")
I’ve been aggressively saving with Plum since they offer a lot more automated saving options, but I would rather save more money with Monzo and not have a second subscription for auto-saving, and more gamified auto-saving like Plum. What about saving if I wake up at a certain time based on Apple Health metrics? If Monzo offered 25x roundups, then I wouldn’t try and spend in amounts ending 0.01 and would save more with the same subscription. Monzo appears to move the funds faster and is a little clearer. I am already in the Daily Savings Challenge as well using the maximum saving increasing by 4p daily. ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [25 May 2026 14:57 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/2 "2026-05-25T14:57:40Z")
Do it with IFTTT. Pick a figure and charge that by card use. Completely bonkers idea btw. Monzo will never do it. ---
**Author:** ![ianonline](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ianonline/32/37816_2.png) [@ianonline](https://community.monzo.com/u/ianonline)\ **Post date:** [25 May 2026 15:09 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/3 "2026-05-25T15:09:30Z")
Must admit I’ve not tried using IFTTT with Monzo. If I can link it a Shortcut to run the IFTTT recipe when I get up, that would be fantastic! So far however, more automated savings options are making Plum look better, but I have been saving a little too much with Monzo roundups at the same time. Think I’m just going to keep saving with Plum and maybe create a weekly scheduled deposit to my Monzo Investment account. ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [25 May 2026 15:21 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/4 "2026-05-25T15:21:00Z")
You can, but I’m not 100% sure you can do it for free anymore. I do it for £1 when I use my card. That pays for Christmas ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [25 May 2026 20:06 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/5 "2026-05-25T20:06:39Z")
How much do you save on average per month/year using the £1 roundup? Is it instant? ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [25 May 2026 20:28 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/6 "2026-05-25T20:28:04Z")
Yeah it’s instant. £30-40 a month. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [25 May 2026 20:36 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/7 "2026-05-25T20:36:11Z")
![IMG_3525](https://global.discourse-cdn.com/monzo/original/3X/6/7/67418540b68e00eb00baf1fe5b9bea29d99029fb.jpeg) I’ve not looked at IFTTT for many years but I quite like this one. ---
**Author:** ![ianonline](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ianonline/32/37816_2.png) [@ianonline](https://community.monzo.com/u/ianonline)\ **Post date:** [26 August 2026 14:01 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/8 "2026-08-26T14:01:06Z")
I doubt they would ever do 25x roundups, but it would be good to have the option when I’ve got some extra money to invest. I would normally keep it lower but those on a high income would certainly welcome it. for now, I’m on a low income. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [26 August 2026 14:06 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/9 "2026-08-26T14:06:23Z")
Just invest the extra money? ---
**Author:** ![ianonline](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ianonline/32/37816_2.png) [@ianonline](https://community.monzo.com/u/ianonline)\ **Post date:** [26 August 2026 14:20 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/10 "2026-08-26T14:20:38Z")
I am investing the roundups. The point is that it happens automatically with roundups, but I would like to invest more and stop aiming for payments ending £0.01. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [26 August 2026 14:28 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/11 "2026-08-26T14:28:31Z")
I mean just add the money you have extra instead of aiming for .01p spends. ---
**Author:** ![ianonline](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ianonline/32/37816_2.png) [@ianonline](https://community.monzo.com/u/ianonline)\ **Post date:** [7 September 2026 22:05 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/12 "2026-09-07T22:05:34Z")
Having to add the money you have extra defeats the whole point of automating it. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [7 September 2026 22:13 UTC](https://community.monzo.com/t/offer-roundups-25x/194072/13 "2026-09-07T22:13:09Z")
Surely less effort than doing the maths on £xx.01 for a roundup everytime you go out?