Non UK resident but UK citizen

H, I’m living in Australia, but have a house in the UK that is rented out. I have never lived at the property as I inherited it. I usually use my parents or sisters address for anything that I need to be delivered etc, but I don’t live there, so won’t appears on the electoral roll etc. However, need a UK bank account for the rental to be paid into. I used my husbands account until recently, but he is now deceased. I am a UK citizen, but my UK passport is not current as have dual citizenship. Can I use my family members address to receive post etc, or will the account be denied as I won’t appear on the electoral roll? Trying to do things the right way, but shit this is hard.

Unfortunately you need to be a full time UK resident.

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Open an account with Revolut in Australia. Then open a GBP account in that app.

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TransferWise is also probably an option.

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You could open an account with HSBC Australia who can then help you open an account with HSBC UK

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Sorry for your loss

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This may fall foul of Monzo’s stance on ‘business’ accounts. They’re unlikely to let you use the personal account for this, unless you were already looking at the business account?

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