Nationwide Chat

Depends if you have to declare medical conditions. Monzo won’t cover them, Nationwide will.

There’s a hard upper age limit on Monzo, none on Nationwide.

And there’s other differences. One will likely be better than the other but you’d need to read through what’s included in each.

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Nationwide has Defaqto 5 stars for Travel Insurance. Monzo has 3.

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And yet has one of the highest monthly amounts for packaged accounts.

I’ve been trying to find options for alternatives. The biggest benefit for me is the mobile insurance and it covers 4 phones. All the other polices I’ve seen so far cost more than the increased cost and that’s before you add in breakdown cover etc.

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Received an email about the increase and naturally jumped in here to see what alternatives people are looking at. I’ve honestly found it hard to beat and even at the higher price I probably won’t find a compelling alternative. If you use the worldwide travel insurance and have a joint account it still seems like good value. If you’re using it solo, maybe less so

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Another benefit of nationwide compared to others is that I believe it covers pandemics. So if say the FCDO says you can’t travel to somewhere due to a pandemic, you are insured for losses, whereas with say Lloyds you aren’t I believe.

Do you use world wide travel insurance enough to actually warrant the cost?

Just got this email from Virgin Money regarding our business account. Nationwide are buying Virgin Money. I wonder what’s happening to my business account as Nationwide don’t have a business portfolio?

That’s one of the main reasons why they purchased Virgin Money, to get a foothold in that market.

My guess, and it’s just that, is that your accounts will stay where they are (with Clydesdale Bank plc, which is being retained) and all that’ll happen is a rebranding at some point before the Virgin license expires (which is end of 2030, if all goes to plan!)

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Doesn’t need to be worldwide. Three weeks in Malta was over £300 for us a few years back and FlexPlus is still cheaper plus you get breakdown cover and mobile cover as well.

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Not noticed this before. The app now allows you to choose a Monzo-ish image for a savings goal (this is on a Regular Saver):

You then get a goal screen like this:

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I think that’s been there a while, like, months if not over a year.

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Yeah, was a thing when I was with them.

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Years

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OK THANKS GUIZ :grinning:

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Has anyone managed to get one of these cute little savings wallets they offer?

I’m interested in getting one but it appears that they’re currently only for customers transitioning from passbook accounts… perhaps that’s something that’ll change once passbook support ends next spring.

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My youngest son still has a passbook account (until he’s old enough to get a FlexOne Saver). Might try it on.

If I received a quid every time I saw one of these posts, I would have earned more than the interest I received from the Nationwide’s 8% regular saver being discussed this time!! :rofl::rofl::rofl::rofl:

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If only regular savings providers gave detailed representative breakdowns of how much interest could be obtained if the account is topped up fully each month…

… oh wait

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I’d rather have a quid for every reply which says exactly the same thing to the OP :laughing:

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