Flex is a cornerstone of my “living a champagne lifestyle on a lemonade budget” life plan… 
Yeah since Starling “needed to update their systems so they can welcome me back” which was 6 months ago I’m loathe to close a Fintech account lest I end up with FOMO…
I’ve gone and returned a few times. When / if Revolut start supporting CASS (is that a requirement for a licence?) I’ll close Monzo and one day will probably try my luck again.
Feels like a GDPR issue to me!
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I did it, but it took manual intervention to get past the phone number issue.
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Last time I re-apllied to Monzo I had do a little dance with customer service for them to let me back
T’was annoying
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I’m of the same mindset. Until they release a new card. Then I’m going to reopen 
Should keep it dormant but I CBA
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I’ve got 1 payment on my Flex card on the 2nd April then I’m done with Monzo too, closed Joint account all ready, savings pots, ISA etc. My wife has fully closed all her Monzo stuff too.
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What’s up with everyone leaving Monzo?
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Already 
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Apart from my last flex payment, I’m all ready to close Monzo 
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Who are you going with next? Nationwide?
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I’m not technically “with” Monzo, just closing down accounts. I only used my flex card anyway as a CC but no longer using it so just waiting on my last payment to go out.
Starling forever! Or at least until they close down current accounts
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I reopened a Monzo account because of people saying things on here, out of interest, but day-to-day it offers nothing I need over Nationwide, and the Nationwide is: less cluttered, not pushing me to upgrade all the time, and not part-financed by a regime with a dreadful human rights/environmental record.
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I don’t know. I think I must be the only person here who has actually gone back to using Monzo as my main bank. I’m quite enjoying the changes that they’ve made since I last used them.
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I/we have four accounts for reasons of compartmentalising our budget, and, in case an app goes down so we still have access to money.
Smile (Joint) - Mortgage & Bills - A legacy from nearly 20 years ago but our mortgage is with the Co-op so it’s easier come mortgage renewal. (Although, it’s up this year so we may move if we move mortgage provider.) This account feeds…
Kroo (Individual) - All non-bills money goes into here for distribution. Plus a number of standing orders and DDs for subscriptions. This account feeds…
Triodos (Joint) - All family day-to-day spending on shopping, fuel etc. and standing orders & DDs related to the same.
and
Nationwide (Individual) - All personal day-to-day spending inc. a couple of standing orders & DDs.
It probably seems a bit OTT but I/we find it easier to manage our money this way -I know where everything is and know there will always be enough money for what we need. You could do it with ‘pots’ I guess but we have DDs & SOs from all of them so that wouldn’t work. And, again, I like to have a backup if an app is down.
If I was forced to go ‘all in’ I would happily go with Triodos or Kroo. Nationwide still makes me nervous with its card reader that is needed from time-to-time so I wouldn’t rely on it. Kroo has been great for me but Triodos just beats it because it feels more stable, you can have multiple current & savings accounts for different purposes, is improving all the time, and is the ultimate ethical bank.
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I’m curious what/who this refers to?
“In December 2021, Monzo closed a $600M funding round at a valuation of $4.5bn, led by the Abu Dhabi Growth Fund.”
I know they’re not owned by the Abu Dhabi Growth Fund but, like Starling, they accepted money from a fund aims to enrich a pretty questionable regime.
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