Exactly my thoughts, but apparently people are getting butthurt when I tell to vote with your wallet and not pay the stupid contract.
Contracts will stop existing overnight if people just took matters in their own hands and stopped paying. Would make the industry so much better (and terminate a few bullshit business models as well).
It isn’t in the Ts&Cs, but it doesn’t have to be. N26 are not obliged to sell the Metal account to anyone, so they could just refuse you if you reapplied.
So Metal provides nothing of any real value yet, bar a metal card and phone number that should be provided to the public? Also if you leave your permanently banned from it!?
A German phone number doesn’t really cut it I’m affraid; and without even the basic features of a bank account so far N26 seem to simply be a poor excuse of a “challenger”.
I find it in my opinion to be very much an alpha product at this stage, I’m surprised they’ve got the guts to advertise as a full fledged bank account.
Currently I completely fail to see how N26 can stack anywhere close to what Monzo or Starling are doing.
I have tried to sign up for the World Elite perks such as lounge key, and the bin number range is not recognised as world elite, hoping tis is an early adoption issue, that gets fixed asap.
No, that’s by design and it has been like that in euro accounts for years. That’s why a lot of people say N26’s world elite cards aren’t really world elite or any better that a regular MasterCard, when it comes to card status
What did you expect? That they would issue a world elite card that isn’t actually classified as world elite?
The issue is that you don’t get most of the world elite perks despite the card being world elite. I don’t know why MasterCard lets N26 cherry pick what benefits they offer.
Whatever may be the reason it’s deceptive as the cardholder may expect benefits that are not there, such as lounge access