Hi, first of all, thanks for the great service so far .
Questions:
If im to receive my salaries, say £1200 a month, will my account be frozen or is everything going to be all right ? Read hundreds of opinions over the internet in the last weeks and to be honest im really scared.
If I receive payments from my sales on ebay. Is that a problem or is it fine ?
You should have no problems whatsoever. Accounts get frozen when there is suspected fraudulent activity. If you’re just getting your regular wage paid in and bills and purchases coming out, there is no reason why you should have any issues.
Re: eBay, again, as long as you’re not doing anything “dodgy”, you’ll be fine.
if you using your account how it’s supposed to be used then you shouldn’t have any worries about it being closed down, I’ve been full monzo over a year now and no problems
Just to echo everyone else, you’ll be fine if you are all above-board, and not running any dodgy, illegal operations. All banks are legally required to run through fraud checks, and close/freeze accounts that they genuinely suspect to be operating for fraudulent purposes. As everyone else said, receiving your salary, and selling things on eBay will more than likely not arouse any suspicion!
(However, I’m no banking expert, so do take my words with a little pinch of salt, just in case.)
I’ve been getting my salary through Monzo for around 9 months now without a problem - and in November, I had to move a substantial (around 20k) for funds from my Nationwide account through Monzo to pay various things and that happened without issue (it probably helped the funds were coming from a bank account in my name and funds had previously come/gone from that account as well).
Use Monzo as a normal bank account and don’t get involved in money laundering activities and you’ll be fine.
I’ve read the reviews on Facebook that you’re talking about and there is a common theme to them all. If you’re a normal person doing normal transactions like most of us you won’t have any issues
I too have had my full salary being paid into Monzo for quite some time and also transferred large sums of money in and out with no problems what so ever.