Multiple Cards, One Account

[Jackcrwhitney (Jack)]

No not yet anyway

[evangelskies (Eve)]

I would love to get shared pots in for this reason. I don’t want a shared account, but just the ability to have a pool of money to pay out from/ add to.

[Chapuys (Kevyn)]

@JonathanL

[…]
This is probably also part of the reason that multiple cards aren’t possible on the same account for ‘one’ person on any UK bank account .
[…]

This isn’t exactly 100% true. With both Smile (Co-op Bank) and Child’s (Royal Bank of Scotland), I have had two cards active on one account and not within the card expiry crossover. Okay I didn’t ask for 2 cards, I simply requested a new card and the old card stayed active both times until the natural expiry date.

[anon44204028]

@Chapuys

With both Smile (Co-op Bank) and Child’s (Royal Bank of Scotland), I have had two cards active on one account and not within the card expiry crossover.

I too had the same with Drummond’s (Royal Bank of Scotland)

[rmacdonald (Russell Macdonald)]

I think shared pots is an excellent suggestion rather than joint accounts.
At First Direct, my partner and I had a joint account for bills and I had a sole account there as well. Her sole account was with Barclays.
I’ve transferred over to Monzo for my current account, and now she’s opened a current account too. What would be really useful is a shared pot for household bills to come out of, but retain our sole accounts for our individual spending. Seems like the modern way!

[evangelskies (Eve)]

I know with spouses/ long-term couples some would like joint accounts to allow their partner to have access to their finances in case anything happens to them. At the moment it’s just me and my housemate, so we don’t need a joint account we’re using the acasa app to track bills/ grocery etc. but shared pots would definitely make things a lot easier (and allow us to retain our own account instead of combining the two)