Moving DD to joint account

(Alex Crooks) #1


Apologies if this is covered in other topics…

My wife is going #fullmonzo next month and we may look at joint accounts when released. The main use of it would be to combine money and direct debits for household bills so could monzo support moving selectable direct debits to the joint account from 1 or 2 individual accounts?

(Jamie 🏳️‍🌈) #2

You need to tell the company to cancel your current direct debit and set up a new one on your joint account.

Most companies allow DDs to be set up online.

Monzo can’t move DDs around. All that happens in a Current Account Switch is Monzo tells the company to change the DD on your behalf, but you can’t use a switch to go from a sole account to a joint account.

Other banks allow sole accounts to be converted to joint accounts, meaning you could keep DDs as they are but I believe Monzo will open a new joint account.

(Tim) #3

We might be able to support switching Direct Debit Instructions between accounts you own—it’s something we’ve been thinking about…


This would be a really useful feature.

(Steve Bebb) #5

Hi. Is this available yet? I’ve just switched my Lloyds current account to Monzo, with my direct debits migrating seamlessly :slight_smile: But i now need to move them to my Monzo joint account, as my partner is moving too. Any advice would be great. Would rather not have to call everyone to do it manually.


((╯°□°)╯︵ ┻━┻) #6

It’s not available yet.

Most people (myself included) have just moved the direct debits manually and found that is isn’t as bad as it may seem. Most can be done on the company websites in minutes and there were only a handful that needed a phone call to be changed.

Admittedly being in a call centre queue for those few is not a good use of your time but my advice would be to just get stuck in and you’ll done in no time :slight_smile:

(Steve Bebb) #7

Thanks. I thought as much. Yeah, im sure it won’t take long. :roll_eyes::grin: