# Monzo's EU expansion strategy 🚀🇪🇺 **URL:** \ **Category:** Crowdfunding & Investors\ **Created:** [6 August 2024 09:18 UTC](https://community.monzo.com/t/monzos-eu-expansion-strategy/166925 "2024-08-06T09:18:08Z")\ **Posts on this page:** 1\ **Showing post:** 14
**Author:** ![Peter\_G](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/peter_g/32/89632_2.png) [@Peter\_G](https://community.monzo.com/u/Peter_G)\ **Post date:** [26 April 2025 14:28 UTC](https://community.monzo.com/t/monzos-eu-expansion-strategy/166925/14 "2025-04-26T14:28:35Z")
Looking back through the archives, I think this still stands up pretty well, although I think I totally underplayed the cultural difference in banking between English speaking nations… Language aside, banking in France is pretty similar to banking in the UK, whereas banking in the US… 🤯 > [@Monzo international expansion - where and why?](https://community.monzo.com/t/monzo-international-expansion-where-and-why/44683/11): > > I really don’t know. I think the trick is to bring the Monzo ethos / culture to each market individually, rather than directly translating stuff - which might makes it seem easier for English-speaking nations (especially as the biggest one - the US - is huge). But the trade-off is, Ireland aside, it’s really difficult. You need to set up a local company, meet regulatory requirements - basically spend lots of time and effort. Which is more difficult the more geographically remote you are. And th… --- _[View the full topic](https://community.monzo.com/t/monzos-eu-expansion-strategy/166925)._