That’s OK. I appreciate you are cynical about Monzo’s motivations for crowdfunding, and that is your right. It is super important to do research before calling people “brainwashed” and “misinformed” 
I actually agree with you. The point of the crowdfunding round wasn’t to “be nice”. It was to give people an investment opportunity, create excitement and a buzz, to reward people financially for being our supporters, and to let our customers own part of the bank. It has been very successful in these aspects.