Hello everyone there @ the Mondo team!
Had this idea a while ago, but if someone else already suggested it – apologies in advance, and do feel free to delete the topic.
Right… so, what about an “unlocking” feature in its true sense. It would need 3-6 months to learn and understand your spending habits. After this period lapses, a new tab can unlock in the app that would show you how much you can spend this month on a future, data-mined purchase.
Say, for example, I’m a sucker for Warhammer stuff and I spend about £15 per month on books and another £80 on models. After the 6 months period lapses, Mondo can inform me I’m free to spend up to £95 on Warhammer stuff, until the next wage hits (this would work nice with another feature I’ve seen suggested, being able to set your wage incoming date).
It could be really useful, and in time it could see it as a recurring interval payment (so between £60 and £100 / month) and ask you if you want to file it under recurring expenses – would work nice with fuel, mobile phone top ups etc.