# Monzo Premium - One Year FREE \[ is it a scam ?🚨\]

**URL:** <https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293>\
**Category:** Help\
**Created:** [31 December 2022 19:21 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293 "2022-12-31T19:21:06Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![FractalFragger](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/fractalfragger/32/19043_2.png) [@FractalFragger](https://community.monzo.com/u/FractalFragger)\
**Post date:** [31 December 2022 19:21 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/1 "2022-12-31T19:21:06Z")

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Hello,

I am wondering if there are any Monzo staff that can help out here. A friend of mine has messaged me today saying he got a free year of premium for being a loyal customer. Is this something that is being offered to other customers?

Regards

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**Author:** ![Peter\_G](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/peter_g/32/89632_2.png) [@Peter\_G](https://community.monzo.com/u/Peter_G)\
**Post date:** [31 December 2022 19:25 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/2 "2022-12-31T19:25:51Z")

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Oh my.

Not staff here, but did your friend tell you how it happened? Was it on the back of a support chat or just a pop up in the app?

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**Author:** ![Tr3vorA](https://avatars.discourse-cdn.com/v4/letter/t/c67d28/32.png) [@Tr3vorA](https://community.monzo.com/u/Tr3vorA)\
**Post date:** [31 December 2022 19:58 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/4 "2022-12-31T19:58:50Z")

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I want to believe this but I can’t see it happening, unless to settle a complaint possibly.

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**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\
**Post date:** [31 December 2022 20:00 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/5 "2022-12-31T20:00:54Z")

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This screams scam.

If not, if it’s not in the app you haven’t got the offer.

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**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\
**Post date:** [31 December 2022 20:10 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/6 "2022-12-31T20:10:55Z")

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It’s always a ‘friend’ 👀🤣

If it was real I’m sure he’d of been able to prove it to you

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**Author:** ![FractalFragger](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/fractalfragger/32/19043_2.png) [@FractalFragger](https://community.monzo.com/u/FractalFragger)\
**Post date:** [31 December 2022 20:14 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/7 "2022-12-31T20:14:13Z")

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I spoken to him properly and now know why. he added his wife to his account and they offiered premium for the price of plus.

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**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\
**Post date:** [31 December 2022 20:23 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/8 "2022-12-31T20:23:54Z")

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You can’t add someone to an account.

He could have created a joint account with her, but you can’t have Premium/Plus for joint accounts.

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**Author:** ![JIMMWX](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jimmwx/32/95737_2.png) [@JIMMWX](https://community.monzo.com/u/JIMMWX)\
**Post date:** [31 December 2022 20:51 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/9 "2022-12-31T20:51:17Z")

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This sounds too good to be true. Unless Monzo confirm this or screenshots show otherwise I’m inclined to add a warning to the thread title.

won’t lie I clicked in on the hope some final year magic had happened

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [31 December 2022 20:51 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/10 "2022-12-31T20:51:19Z")

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If it’s too good to be true, it usually is.

What’s more concerning is it’s a friend. Are you sure it’s them and they’ve not had something of theirs compromised? 😕

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**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\
**Post date:** [31 December 2022 20:58 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/11 "2022-12-31T20:58:14Z")

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Yeah this didn’t happen, I’m 99.9% certain of it, if I’m wrong I’ll eat my hat\*

\*I don’t own a hat

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**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\
**Post date:** [31 December 2022 21:06 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/13 "2022-12-31T21:06:25Z")

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New device you have to do a video selfie thing

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**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\
**Post date:** [31 December 2022 21:21 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/15 "2022-12-31T21:21:32Z")

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Free Plus for a month has been going on for a while I think

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**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\
**Post date:** [31 December 2022 22:35 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/17 "2022-12-31T22:35:31Z")

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I don’t recall having to do that bit, but either way there’s deffo extra security when adding to a new device at least 🙌

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**Author:** ![SouthseaOne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/southseaone/32/87138_2.png) [@SouthseaOne](https://community.monzo.com/u/SouthseaOne)\
**Post date:** [1 January 2023 04:06 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/18 "2023-01-01T04:06:12Z")

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> [@DaveJ](#):
>
> New device you have to do a video selfie thing

Well I cannot say that applies to everyone, but I have never had that apply. I have moved between different phones a few times this last year because of a breakage and never did Monzo require that. Revolut did mind

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**Author:** ![RichardL](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/richardl/32/96402_2.png) [@RichardL](https://community.monzo.com/u/RichardL)\
**Post date:** [1 January 2023 07:37 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/19 "2023-01-01T07:37:24Z")

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> [@DaveJ](#):
>
> there’s deffo extra security when adding to a new device at least

Kind of, but not really.

I’m in Austria right now, and my personal phone is currently sat at home. Maybe I should have actually checked when the cab driver asked if I’d left anything…

Anyway I do have my work phone and I’ve never used it for Monzo. When I logged in, and clicked the magic link I was asked for my card’s pin and nothing else. I was in.

About 30 seconds later my account got blocked, and I was told that I needed to submit a video saying ‘Hi I’m Richard and I’m a Monzo customer’ and a few seconds after sending the video my account was unblocked.

So there’s no default extra security, but it seems like there’s some sort of risk model where if you fail it, you do get asked extra stuff. In my case, ‘wait, why are you logging in on a new device when your phone is 900 miles away?’

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**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\
**Post date:** [1 January 2023 10:26 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/20 "2023-01-01T10:26:58Z")

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> [@RichardL](#):
>
> So there’s no default extra security,

There was for me, like I said a video selfie

Edit - just seen Dan’s post after mine, new process 👍

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**Author:** ![Dan5](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/dan5/32/45125_2.png) [@Dan5](https://community.monzo.com/u/Dan5)\
**Post date:** [1 January 2023 10:27 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/21 "2023-01-01T10:27:41Z")

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You now need to complete a video challenge every time you log into a new device. It’s triggered, like for you, after you’ve logged in by entering the PIN.

As far as I’m aware we don’t offer the sort of trial as outlined by the OP.

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**Author:** ![RichardL](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/richardl/32/96402_2.png) [@RichardL](https://community.monzo.com/u/RichardL)\
**Post date:** [1 January 2023 10:43 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/22 "2023-01-01T10:43:45Z")

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Ah nice, interesting thanks Dan.

Just out of interest, the verification was incredibly quick, like literally seconds. Are you using machine learning or similar to handle these? It’s difficult to believe a human compared my new video to my previous ones / ID that quickly.

I also appreciate that this might be a sensitive question that you can’t answer!

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**Author:** ![Dan5](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/dan5/32/45125_2.png) [@Dan5](https://community.monzo.com/u/Dan5)\
**Post date:** [1 January 2023 10:44 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/23 "2023-01-01T10:44:23Z")

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I don’t think I should either confirm or deny that! 🤣

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**Author:** ![alawrence](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alawrence/32/5331_2.png) [@alawrence](https://community.monzo.com/u/alawrence)\
**Post date:** [1 January 2023 12:10 UTC](https://community.monzo.com/t/monzo-premium-one-year-free-is-it-a-scam/142293/25 "2023-01-01T12:10:56Z")

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> [@ndrw](#):
>
> There are plenty of providers supplying ML systems for ID verification. It’s most likely automated, with a human fallback.

Monzo was partnered with [Jumio](https://www.jumio.com/app/uploads/2021/11/jumio-monzo-case-study.pdf) for this previously.
