# Monzo now has a breakdown cover offer! **URL:** \ **Category:** Monzo Chat\ **Created:** [30 March 2021 10:38 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745 "2021-03-30T10:38:41Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 10:38 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/1 "2021-03-30T10:38:41Z")
> **[Get ready for the road with Monzo and the RAC](https://monzo.com/blog/2021/03/30/get-ready-for-the-road-with-rac/)** > > We’ve partnered with the RAC, the UK’s original breakdown provider, to give Monzo Plus and Monzo Premium customers complete breakdown cover from £5 a month. ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [30 March 2021 10:42 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/2 "2021-03-30T10:42:31Z")
Good addition for those that want it. And something extra to complain about for those that thought this was going to be added for free. “But Nationwide waaaaaaaahhh” ---
**Author:** ![coffeemadman](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/coffeemadman/32/124177_2.png) [@coffeemadman](https://community.monzo.com/u/coffeemadman)\ **Post date:** [30 March 2021 10:44 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/3 "2021-03-30T10:44:38Z")
It is free is it not? As in, no additional charge? Unless I’m reading it wrong. ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 10:44 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/4 "2021-03-30T10:44:55Z")
It seems like a good price. My car is pretty new though so I’ve convinced myself that I don’t need breakdown cover otherwise I’d sign up. ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 10:45 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/5 "2021-03-30T10:45:16Z")
£5 a month unless I’m now reading it wrong? 🤔😆 ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [30 March 2021 10:46 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/6 "2021-03-30T10:46:03Z")
Sadly not. > ## **What is RAC complete breakdown cover and Legal Care Plus?** > > If your car breaks down at home or on the road, the RAC’s local, expert patrols arrive to save the day. Complete breakdown cover starts at £5 a month and includes roadside and home rescue, garage support and alternative transport if you need it. There are no hidden costs to worry about, all labour and fitting costs are included. ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 10:47 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/7 "2021-03-30T10:47:56Z")
Yeah just checked the app too… ![Screenshot_20210330-114648_Monzo](https://global.discourse-cdn.com/monzo/original/3X/0/a/0a17384a81c1388b426e701df3db09f706f75a53.jpeg) ---
**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/111540_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\ **Post date:** [30 March 2021 10:49 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/8 "2021-03-30T10:49:10Z")
Yeeees! Been wanting this for a while and when I weigh-up the cost for the Premium benefits, it’s still on a par with my old HSBC Advance account benefits. But… I have no current need for the RAC offer as the 🚙 which needed it has recently moved on and the replacement is already covered for breakdown 🤷‍♂️ Oh well, maybe in the future. Good to see the offers are developing though. ---
**Author:** ![Ashton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ashton/32/73297_2.png) [@Ashton](https://community.monzo.com/u/Ashton)\ **Post date:** [30 March 2021 10:49 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/9 "2021-03-30T10:49:22Z")
So it’s not included with plus and premium since you still have pay extra correct? ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 10:49 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/10 "2021-03-30T10:49:58Z")
Correct. It’s exclusive to Plus / Premium members, so you need that first and foremost. ---
**Author:** ![don\_quixote](https://avatars.discourse-cdn.com/v4/letter/d/e9bcb4/32.png) [@don\_quixote](https://community.monzo.com/u/don_quixote)\ **Post date:** [30 March 2021 10:56 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/11 "2021-03-30T10:56:40Z")
How much would it cost for a non plus customer? If they went straight to RAC? ---
**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/111540_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\ **Post date:** [30 March 2021 10:57 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/12 "2021-03-30T10:57:04Z")
This _starts_ at £5 (Standard) and has a £7 (Advanced) tier and a £9.50 (Ultimate) tier, per month The tier details are: ![Screenshot_20210330-115253](https://global.discourse-cdn.com/monzo/original/3X/b/1/b192b6fe7021e4e1f5d81f6de9f1434007634413.png) ![Screenshot_20210330-115313](https://global.discourse-cdn.com/monzo/original/3X/4/b/4b9f24f862a5a36451799725215e92ca4937ffe1.png) ![Screenshot_20210330-115341](https://global.discourse-cdn.com/monzo/original/3X/e/a/ea5d7e51cd11f93d7c38f098498f69e2f4726e72.png) ---
**Author:** ![don\_quixote](https://avatars.discourse-cdn.com/v4/letter/d/e9bcb4/32.png) [@don\_quixote](https://community.monzo.com/u/don_quixote)\ **Post date:** [30 March 2021 10:58 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/13 "2021-03-30T10:58:05Z")
10 mile tow limit doesn’t feel great ---
**Author:** ![coffeemadman](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/coffeemadman/32/124177_2.png) [@coffeemadman](https://community.monzo.com/u/coffeemadman)\ **Post date:** [30 March 2021 10:59 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/14 "2021-03-30T10:59:22Z")
Oh I see. I read “from £5 a month” as referring to the minimum cost of Plus. You’ll dislike me now, in that I don’t think paying £15 a month only to be told to pay additional for a product is good 😆 It’s becoming akin to old-school Monzo add-on packages but, I trust they know what they are doing 😊 ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 11:00 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/15 "2021-03-30T11:00:33Z")
Don’t forget the free 12 months of legal cover valued at £15. Not sure about the rest of the stuff though… ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [30 March 2021 11:00 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/16 "2021-03-30T11:00:40Z")
Did you use a discount or anything to get those prices? Twice the price on the website 🤔 ![rac](https://global.discourse-cdn.com/monzo/original/3X/9/1/918cbc6e32cf303d2a87290080e0230b9ecd5692.jpeg) _edit_ I see what you mean, those are the Monzo prices. ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [30 March 2021 11:01 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/17 "2021-03-30T11:01:42Z")
Link is here: [removed link] Not sure if I’m allowed to share that or not but it’s not exactly hard for people to guess lol. ---
**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/111540_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\ **Post date:** [30 March 2021 11:02 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/18 "2021-03-30T11:02:38Z")
The prices in the screenshot are in-app, using a Premium account. Check out the big red boxes at the top of your image - have to factor those free months into any RAC\<-\>Monzo comparison. But it does seem like the Monzo offer is a good one, when you consider the free legals too. ---
**Author:** ![Rat\_au\_van](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rat_au_van/32/49103_2.png) [@Rat\_au\_van](https://community.monzo.com/u/Rat_au_van)\ **Post date:** [30 March 2021 11:03 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/19 "2021-03-30T11:03:01Z")
Does this include a free car? ---
**Author:** ![danmullen](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/danmullen/32/24276_2.png) [@danmullen](https://community.monzo.com/u/danmullen)\ **Post date:** [30 March 2021 11:10 UTC](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745/20 "2021-03-30T11:10:38Z")
The way I read the blog, it sounded like this was included if you paid £5/month for Plus or £15/month for Premium. Didn’t realise it was a minimum £5 _on top_ of the account fee. Thought it looked like a good deal at first. [Next page](https://community.monzo.com/t/monzo-now-has-a-breakdown-cover-offer/115745.md?page=2)