Monzo Mobile! 📱

Hi everyone :waving_hand:, I’m Dara, product manager for Monzo Mobile, and I’ve got some exciting news to share!

For something we all rely on every day, mobile plans can still be surprisingly frustrating. Prices creeping up mid-contract, long-term lock-ins, unexpected charges, and apps that make it harder to manage than it should be.

Over the last year, a small team at Monzo has been building something new: Monzo Mobile.

Today we’re opening the waitlist to Monzo customers, and we wanted our Community to be the first to hear about it.

So what is Monzo Mobile?

It’s a SIM-only mobile plan (eSIM to be exact) managed entirely in the Monzo app - with 5G, more than 99% UK coverage and unlimited calls and texts, starting from £8 a month.

We’re launching with monthly rolling plans, no long-term contracts, and an experience designed around transparency and flexibility from the start.

A few things worth calling out:

  • A loyalty discount that reduces your price over time

  • 5G speeds and reliable coverage

  • Included roaming in Europe and beyond on selected plans

  • Easily switch over with your current mobile number (or get a new one)

  • No hidden or surprise fees

  • Cancel or change your plan whenever you want

  • 24/7 support

Why launch a mobile plan?

Because it’s a product millions of people use every day, but very few people actually like.

Customer satisfaction across the industry is surprisingly low. People told us they felt punished for staying loyal and frustrated by experiences that felt deliberately complicated.

Your phone bill is one of the few essential monthly costs nearly everyone has, but managing it is still completely disconnected from the rest of your financial life. That felt like a space where Monzo could genuinely add something.

A bit about the network side :eyes:

We’ve partnered with Virgin Media O2 for network coverage.

That means Monzo Mobile runs on the Virgin Media O2 network, which currently covers 99%+ of the UK population and offers reliable 5G performance.

We’re launching as an MVNO (mobile virtual network operator), which means we operate the product and customer experience ourselves while using Virgin Media O2’s network infrastructure.

What happens next?

We’ll start by gradually inviting people from the waitlist over the coming months while we continue testing and improving the experience.

If you’ve got thoughts, questions, feature requests, or things you think mobile networks consistently get wrong - we’d genuinely love to hear them.

If you want early access, you can join the waitlist here.

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Monzo Mobile is here!

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Another Vodafone like sub brand again?

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Ahh they’re using O2, that’s a shame.

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Ah that is a shame - I hoped it was EE!

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My immediate feedback is that there’s no mid-range 75GB plan. I use about 35GB-40GB of data a month so it’s a shame that there’s no plan at the sort of £15 range.

Using O2 isn’t a deal breaker, and I’m 100% going to try this out once I buy a phone with eSIM. Would be better if it was on the VodaThree network though as we’ve very strong 5G signal down in Somerset*

*mostly :distorted_face:

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Can anyone see the list of countries included in this:

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If the US is included I may be tempted - that’s the one downside of our current (Honest Mobile) setup…

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Not that competitive, currently get 50GB for ÂŁ8 a month with ID with any unused data rolling over to the next month and includes roaming.

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Be on the unlimited plan for six years and it’ll drop to £14/mo!

Would’ve been interested in this but no chance with O2. My work phone is with O2 and no matter where I am in the country the mobile service is awful.

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Yeah I’m on 200GB for £12/month with SMARTY. Maybe I’ll grab an O2 PAYG SIM and test out the signal before I buy a Monzo plan.

Very poor value tbh.

Vodafone:

  • Lebara ~ÂŁ3 for 50-100gb data with roaming
  • Talkmobile <ÂŁ10 for 120gb with roaming

EE:

  • Spusu ÂŁ5.90, 10gb with roaming
  • Talkhome <ÂŁ10 for 50gb with roaming

Three

  • smarty ÂŁ8 for 70gb with roaming
  • iD ÂŁ8 for ~80gb with roaming using your whole allowance

O2

  • O2 ÂŁ8 for 40gb with roaming and 5G (including standalone and satellite)

The only benefit is if you’d have access to standalone and satellite which I could put a quid on they will not offer this to MVNOs any time soon.

Head to uswitch, select “uses x network” and check the offers there.

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Just what the app needs, more clutter and upsells.

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Why would you? Already said you’re getting more for less from your current provider

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Three payg would be your best option if you didn’t want a contract.

the % discount each year is a gimmick IMO. I’d be shocked if they kept the base plan prices the same for 6 years.

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That’s true, with Honest they promise no price raises on top of the loyalty discount. Though to be fair, when I bought three plans with Honest they gave me the full discount immediately anyway. The one annoying thing on Honest is lack of cheap roaming in the US - my wife takes the kids back to the states for a couple weeks each year and this year that was a bit painful phone-wise. She has the SmartSIM which was supposed to cover her usage there but the inability to stream music/video was a bigger problem than expected.

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MVNOs are supposed to undercut the main operator as they don’t provide full services :worried:

Surprised there’s no discount for perks/max subscribers either

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