I like the ‘Left to Spend’ I look at it pretty regularly throughout the week. It’s quick go-to influence to me whether or not I should purchase something I don’t necessarily need. It’s prevented quite a few impulse purchases.
I just tried this. I get the concept but I think I prefer seeing how much is left minus committed spending. I wonder if there would be an option to hide the summary bar but not the balance? The bar is always wrong for me - I really struggle with my payday date. I get paid on the penultimate working day of every month (e.g. if the last day of the month is a Sunday, I’ll be paid on the Thursday, but if the last day is the Thursday, I’ll be paid on the Tuesday…). Because of the inconsistency in my pay date the summar never predicts it right. I know this is probably an issue for a different thread but just explaining my thinking. Thanks!
I think that does make sense and is relevant here. The left to spend figure and the wheel/colour coding are really two different things - highly related, but it would be reasonable to assume a number of people would be interested in the left to spend figure, but not the circle. Something to consider when they are designing the more permanent solution.
I like it, I found the ‘left to spend’ feature annoying as there was no way to have it include IFFT payments like the 1p savings challenge in its calculation so it was constantly incorrect so at least I can hide it now.
For a future release is it going to be possible to mark IFFT as scheduled payments or sort them into a category?
I don’t find the total budget very useful at all as it doesn’t tell you how your doing really (you might have massively overspent on takeaways but not paid your bills yet) so without looking at the budget breakdown it’s useless in my opinion.
So I’m am very glad it can be hidden as it’s confusing on the balance screen.