# Monzo Labs: Bills Pots 🍯

**URL:** <https://community.monzo.com/t/monzo-labs-bills-pots/78916>\
**Category:** Monzo Labs\
**Created:** [5 September 2019 13:56 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916 "2019-09-05T13:56:00Z")\
**Posts on this page:** 20\
**Page:** 24

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**Author:** ![alawrence](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alawrence/32/5331_2.png) [@alawrence](https://community.monzo.com/u/alawrence)\
**Post date:** [18 September 2019 16:42 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/472 "2019-09-18T16:42:17Z")

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![Screenshot_20190918_174132](https://global.discourse-cdn.com/monzo/original/3X/2/8/2865c5c4c07e7fc5940ad7ec1fc885bf154008c1.jpeg)

My pot correctly shows the standing order as being attached correctly.

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**Author:** ![Alexxxxx](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alexxxxx/32/109624_2.png) [@Alexxxxx](https://community.monzo.com/u/Alexxxxx)\
**Post date:** [18 September 2019 16:51 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/473 "2019-09-18T16:51:00Z")

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I am also not seeing the relevant standing orders when I go to the pot - just DDs.

@alawrence I’m on iOS, so perhaps if @wbrowngala112 is as well, it’s a platform thing? @simonb?

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**Author:** ![SouthseaOne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/southseaone/32/87138_2.png) [@SouthseaOne](https://community.monzo.com/u/SouthseaOne)\
**Post date:** [18 September 2019 16:51 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/474 "2019-09-18T16:51:33Z")

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It’s working okay for Android

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**Author:** ![adztaylor](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/adztaylor/32/109979_2.png) [@adztaylor](https://community.monzo.com/u/adztaylor)\
**Post date:** [18 September 2019 16:51 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/475 "2019-09-18T16:51:41Z")

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Yeah I have this issue too, also on iOS. When I click on the standing order it shows paid from bill pot but it’s not showing on the list.

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**Author:** ![simonb](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/simonb/32/78198_2.png) [@simonb](https://community.monzo.com/u/simonb)\
**Post date:** [18 September 2019 16:52 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/476 "2019-09-18T16:52:46Z")

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Thanks all - I’ve raised it to the team 🙂

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**Author:** ![wbrowngala112](https://avatars.discourse-cdn.com/v4/letter/w/b3f665/32.png) [@wbrowngala112](https://community.monzo.com/u/wbrowngala112)\
**Post date:** [18 September 2019 17:08 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/477 "2019-09-18T17:08:39Z")

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My pots disappeared but scheduled payments appeared

 ![image](https://global.discourse-cdn.com/monzo/original/3X/8/b/8b62c750e20ee4c55151f01eb3a524e1e12b08c4.png)

The pots are active but the app stoped showing them

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**Author:** ![wbrowngala112](https://avatars.discourse-cdn.com/v4/letter/w/b3f665/32.png) [@wbrowngala112](https://community.monzo.com/u/wbrowngala112)\
**Post date:** [18 September 2019 17:18 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/478 "2019-09-18T17:18:09Z")

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I’m on the latest software for monzo and iOS 12 On one phone and iOS 13 beta on my main phone and standing orders don’t show on the bills pot just in scheduled payments going from pot

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**Author:** ![amc65](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/amc65/32/60380_2.png) [@amc65](https://community.monzo.com/u/amc65)\
**Post date:** [18 September 2019 17:24 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/479 "2019-09-18T17:24:43Z")

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Likewise. For every DD I have scheduled to be ‘paid’ from my Bill pot I see first the transfer back from the pot to the main account and then the DD paid from the main account, each with the same timestamp on them. I had 4 last night and the DD’s happened over the course of an hour, but the pot transfer always happened immediately before the DD was taken.

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**Author:** ![simonb](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/simonb/32/78198_2.png) [@simonb](https://community.monzo.com/u/simonb)\
**Post date:** [18 September 2019 17:31 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/480 "2019-09-18T17:31:41Z")

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Update on the above issue re: standing orders on :apple: , it’s been fixed already for the 3.0 release next week 😀

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**Author:** ![wbrowngala112](https://avatars.discourse-cdn.com/v4/letter/w/b3f665/32.png) [@wbrowngala112](https://community.monzo.com/u/wbrowngala112)\
**Post date:** [18 September 2019 17:43 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/481 "2019-09-18T17:43:57Z")

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I can set the standing orders from pots but don’t show on the pot coming from but direct debits do

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**Author:** ![wbrowngala112](https://avatars.discourse-cdn.com/v4/letter/w/b3f665/32.png) [@wbrowngala112](https://community.monzo.com/u/wbrowngala112)\
**Post date:** [18 September 2019 17:45 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/482 "2019-09-18T17:45:30Z")

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Is it my thinking or is it true pots transfer money out to cover the payment assigned to the pot the payment doesn’t stop showing on current account

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**Author:** ![Chris\_R](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/chris_r/32/52490_2.png) [@Chris\_R](https://community.monzo.com/u/Chris_R)\
**Post date:** [18 September 2019 17:49 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/483 "2019-09-18T17:49:36Z")

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I can’t wait until recurring card purchases are included, but in the meantime I’ve created my own applet for various merchants in ifttt platform.

I’d like to see it possible to pay any card purchase from a pot (without the need for ifttt applets). Your supermarket purchases coming from a grocery pot, various holiday purchases from a holiday fund etc etc. Now that would be cool 👀

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**Author:** ![Dan5](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/dan5/32/45125_2.png) [@Dan5](https://community.monzo.com/u/Dan5)\
**Post date:** [18 September 2019 17:52 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/484 "2019-09-18T17:52:51Z")

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> [@A sneak peek at an upcoming campaign for the new Monzo](https://community.monzo.com/t/a-sneak-peek-at-an-upcoming-campaign-for-the-new-monzo/80031/144):
>
> Can you lock a pot and still pay direct debits and standing orders from it?

Yes, you can 👍

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**Author:** ![wbrowngala112](https://avatars.discourse-cdn.com/v4/letter/w/b3f665/32.png) [@wbrowngala112](https://community.monzo.com/u/wbrowngala112)\
**Post date:** [18 September 2019 17:53 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/485 "2019-09-18T17:53:30Z")

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Card payments from pots done like curve do when you select where you want to pay from would be fab and would solve a lot and help your life even better knowing the cash you really have to spend is yours

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**Author:** ![sticklebricks](https://avatars.discourse-cdn.com/v4/letter/s/3ec8ea/32.png) [@sticklebricks](https://community.monzo.com/u/sticklebricks)\
**Post date:** [18 September 2019 18:51 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/486 "2019-09-18T18:51:34Z")

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Rent and monthly transfer to joint account both added to monthly bills pot… Great! Wont actually see it tested for a few weeks until they happen but this is an amazing feature and very easy to use. Great work.

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**Author:** ![anon59758512](https://avatars.discourse-cdn.com/v4/letter/a/7ab992/32.png) [@anon59758512](https://community.monzo.com/u/anon59758512)\
**Post date:** [18 September 2019 18:54 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/487 "2019-09-18T18:54:45Z")

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Honest answer is card payments, recurring or otherwise aren’t comparable to the work to make Direct Debits and standing orders from pots, we get advanced notice of these and that lets us move money in the background without interrupting a payment. There are a few ways to card payments work but it’s not our next project.

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**Author:** ![anon99402360](https://avatars.discourse-cdn.com/v4/letter/a/5e9695/32.png) [@anon99402360](https://community.monzo.com/u/anon99402360)\
**Post date:** [18 September 2019 19:09 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/488 "2019-09-18T19:09:28Z")

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I’ve always suspected recurring payments would be a nightmare!

I assume these would form part of the merchant data tidy up, as it seems they’d go hand in had?

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**Author:** ![Marky\_S](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/marky_s/32/38963_2.png) [@Marky\_S](https://community.monzo.com/u/Marky_S)\
**Post date:** [18 September 2019 19:17 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/489 "2019-09-18T19:17:14Z")

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That’s a shame.

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**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/125374_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\
**Post date:** [18 September 2019 19:24 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/490 "2019-09-18T19:24:27Z")

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But they’re in the ‘Subscriptions & Direct Debits’ section of Scheduled Payments and so Summary knows about them and calculates the ‘Left-to-spend’ accordingly.

I don’t find this a big deal. Transfer (scheduled or manually) the amount to cover your expected D/D’s and SO’s/Scheduled Payments into your bills pot (which said D/D’s/SO’s/Scheduled Payments are assigned to be paid from) and you’re good. The recurring card payments will simply be taken from your main account - BUT - Summary will know this is going to happen anyway and alert as appropriate.

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**Author:** ![Kumnaa](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kumnaa/32/3950_2.png) [@Kumnaa](https://community.monzo.com/u/Kumnaa)\
**Post date:** [18 September 2019 19:51 UTC](https://community.monzo.com/t/monzo-labs-bills-pots/78916/491 "2019-09-18T19:51:16Z")

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Direct debits and standing orders are triggered by Monzo so before they trigger them they can just move the money from the pot.

The problem with “subscriptions” is that they’re triggered by the merchant and Monzo have strict rules over how long they have to approve the transaction (seconds) or the payment declines. Summary knows roughly what day it’ll happen but it maybe be a day or two either side (or not at all) and they’ve no idea what time so there’s nothing they can do to prepare.

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