🇲🇽 Monzo in Mexico [Discussion]

[urban]

I didn’t find any free ATMs in Mexico. This is what I found:

Bancoppel 15 peso fee
Banmexico/Citibank 35 peso fee
BBVA 25 peso fee
Scotiabank 100 peso fee
Santander does not work (says “invalid card”)

Restaurants don’t allow you to select your own tip, instead they ask you (to shame you!) and select it themselves!

I didn’t find any DCC problems.

However, I had a major problem with one restaurant called La Coyoacana, I posted about that here:

Triple charged for a declined transaction

I just came back from Mexico where I had a weird problem that CS couldn’t explain. I tried to pay by chip and pin at a restaurant called La Coyoacana, but it declined. I tried again and it declined again. So I paid in cash. But the transactions didn’t reverse. CS reversed one, but the restaurant presented and my account was debited. So now I’ve paid three times: twice on my Monzo card and once in cash. I don’t understand how they did that if the chip and pin machine said it was declined. Here…