Does anyone have any feedback from using Monzo in Austria? 
Travelling to Vienna in the next few months and would be keen to hear whether anyone has had any good or bad experiences before relying on it completely. 
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Hi there!
Iāve been in Austria last week for a few days with my monzo, in Salzburg and Bad Mittendorf (in the middle of Austria). I had no problem. Not everywhere worked though. Letās say 8places out of 10 didnāt give me any problem. But a couple of shops it didnāt worked, so I had to use another card.
I have the beta version.
Hope this is useful. Have a good journey!
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Iāve just come back from a few days in Vienna, and some skiing in Schladming. Mondo card worked great, both on the public transport, supermarkets, lift pass and withdrawing cash from an ATM. You also get country specific āwelcome toā¦ā notifications on arrival, and āwelcome backā messages on return, which I thought was a nice touch!
viel GlĆ¼ck! T
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So, Iām just back from Vienna. Monzo works amazingly well in Austria 
which was incredibly helpful. Saved a lot of money in the process.
One thing I would point out is that there are still quite a few places in Austria which donāt accept card payments so best to get some cash out while youāre there as well to avoid being caught without an ability to pay.
Will be interested in seeing how Monzo stacks up in other parts of the country, for example when skiing.
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Iāve just got back from 2 weeks in the Tirol region and my card worked everywhere. I was mainly in St Anton and Innsbruck and I used it for:
Cable cars
Public transport - VVT and IVB ticket machines
Spar supermarket
Shell garages
Restaurants inc the mountain restaurants at the cable car stations
Swimming pool in St Anton
Lots of cash points
In car payment for an airport transfer
One interesting thing that Iād never seen before - being asked to enter my PIN (but not insert the card) for a contactless transaction. This happened a few times so maybe is just something we donāt do in the uk at the moment, and it tended to be the larger transactions.
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I had it in UK for a transaction of Ā£12. I think thereās some threshold of contactless transactions in some time interval or maybe transaction values, when you havenāt use chip+pin for a bit. Itās a security measure, I had seen it mentioned on some rubbish newspaper article, when they were panicking about ācontactless fraud on the riseā. Iām guessing here a bit about āwhyā, but I can definitely confirm it happens in UK as well. 
Ah interesting! I didnāt realise that. Iāve been asked for a signature for a contactless transaction in the UK bit not the PIN so far. The PIN definitely makes a lot more sense from a security point of view rather than a signature. All interesting stuff 
Hi,
So if I were to take money from an ATM or pay in a shop, should I use chip and pin or disable the function using the app and go magnetic stripe?
it seems I can go chip and pin but just want to double check b:grin:
f
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Hi @Borussia
Itās the other way around. Chip+pin are enabled by default and as of right now thereās no way to disable it. Magstripe can be enabled additionally if needed. Contactless is also enabled by default with no option to disable it right now.
In some countries, you need to enable magstripe (chip+pin will still be enabled) and just let the terminal do the dirty work. 
Most notably, countries that require magstripe for all or majority of payments are US and many countries in Asia.
Users in this thread didnāt mention any need for magstripe in Austria, so you should be generally fine not enabling it - so transactions will be done with chip+pin. BUT, if you get payment rejected, Monzo app will display info about it, so youāll know better next time . Internet connection on your phone is required to see this notification.
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I got cash out/ used it in stores without needing to do that. Card acceptance is pretty good in Austria so even small cafes and stores take card!
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Apologies @Avishai, I thought I had it wrong one way or another about the magnetic strip
Ah, I thought since it wasnāt mentioned or had itās own Wiki page, thought it would be best to double check before flying to the land of Austria 
@evangelskies, perfect and thanks for letting me know - thatās me sorted then 
@Borussia Thatās definitely not something to apologise for, thatās one of Monzoās perks - community 
! Iām glad I was able to clarify it for you. 
Enjoy your trip!
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Currently in Vienna, and surprised by the number of places (even good restaurants) who donāt take cards. Also a lot of cashiers donāt seem to know the Ā£30 limit on contactless.
Worked for me perfectly in a tiny, tiny town called Feldkirch (on the border of Liechtenstein) for those places that accepted card anywayā¦
I spend a lot of time in Vienna and generally Monzo is great out there. I do have one thing that really bugs me though. Public transport transactions never look great in the feed, it looks like each transaction is reported as āWiener Linienā followed by a location code causing Monzo to not pull in the correct merchant name and logo. It would be great if someone could fix this so that all transactions are treated the same.
Screenshot below as an example.
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