Got this message today 
Ending for you.
Amazing.
No love from the Chubb.
The underwriting authority at Chubb for Monzo Is very restrictive and very much to textbook. There’s no broker or underwriting negotiation. Chubb are a good insurer and do non-standard and have a sensible approach, just not via Monzo as Monzo clearly just want a touch-and-go service rather than being embroiled in tweaking.
If you want to stay with Chubb and you have anything non-textbook, go via a broker not Monzo.