Monzo for Android - Teardowns & Deep Dives 👨‍💻

No I can’t. On either PA or JA accounts… Tapping balance does nothing - already panic-tapped everywhere to find any hidden/unobvious way to get to Summary. Can’t find one.

Android beta UI (not labs-enabled UI) - I have a Joint Account and so am excluded from labs-enabled UI.

I’m on android beta labs enabled. (this is confusing)

What if you hide the transaction feed (until the manage card icons are displayed). Then you should be able to tap on your account balance (to access summary) or/and your account details (sort code and acc number) to copy them. Does that not work for you?

1 Like

If you opted in to the new layout a few months ago and have a joint account, summary is gone until next week

6 Likes

Cheers for the tip, worked for me getting to the summary… But seriously how is that intuitive, no indication that clicking your balance would bring you to summary :man_facepalming:.

1 Like

:tada: NEW – Version: 2.55.0 :tada:

Disclaimer: things below are subject to change, could just be tests or might be reverted!

We have some pretty exciting updates this week! :clap:

Feature Flag Changes:

New:

<boolean name="live_task_list_enabled" value="false" />
<boolean name="android_threeds_new_details_enabled" value="false" />
<boolean name="loan_calculator_v3_android_enabled" value="false" />
<boolean name="bizops_raise_multiple_disputes_july_19" value="false" />
<boolean name="android_direct_debit_new_details_enabled" value="true" />
<boolean name="affordability_questions_in_signup" value="false" />

Experimant Flag Changes:

New:

<string name="greggs_targeted_loyalty_reward">reward_not_activated</string>
<string name="greggs_random_loyalty_reward">reward_not_activated</string>
<string name="greggs_targeted_stretch_reward">reward_not_activated</string>
<string name="greggs_random_sample_stretch_reward">reward_not_activated</string>

Asset Changes:

New:

card_envelope_business card_envelope_business
ic_alternative_accommodation ic_alternative_accommodation

ic_docs_accepted ic_docs_accepted
ic_eligibility ic_eligibility
ic_fire_and_smoke ic_fire_and_smoke
ic_household_leaks ic_household_leaks
ic_overdraft ic_overdraft
ic_product_information ic_product_information
ic_public_liability ic_public_liability
ic_storms_floods ic_storms_floods
ic_tenant_libability ic_tenant_libability
ic_theft_vandalism ic_theft_vandalism
ic_timeline_calendar ic_timeline_calendar
ic_timeline_document ic_timeline_document
ic_timeline_email ic_timeline_email
ic_timeline_money ic_timeline_money

Notable String Changes:

New:

<string name="affordability_description_signup">Tell us a bit about you so we can personalise your account. Don‘t worry, your answers won‘t affect you opening your account.</string>
<string name="affordability_signup_header">More about you</string>
<string name="affordability_submit">Submit</string>

<string name="card_action_enable_overdraft">Turn on overdraft</string>
<string name="card_design_name_business">Pebble Grey</string>

:arrow_up: Getting closer to being able to order the business card id app.

<string name="ci_confirmation_address_info">Where your contents will be covered.</string>
<string name="ci_confirmation_bar_subtitle">Your details</string>
<string name="ci_confirmation_bar_title">Contents insurance</string>
<string name="ci_confirmation_extra_info">If you continue, Urban Jungle will create an online account for you.</string>
<string name="ci_confirmation_intro">Check these details carefully before we share them with Urban Jungle.</string>
<string name="ci_confirmation_privacy_clickable_part">Privacy Policy</string>
<string name="ci_confirmation_terms_check_box">I have read and agree to Urban Jungle’s %1$s and %2$s</string>
<string name="ci_confirmation_terms_clickable_part">Terms &amp; Conditions</string>
<string name="ci_cover_included_accomodation_subtitle">Placeholder</string>
<string name="ci_cover_included_accomodation_title">Alternative accommodation</string>
<string name="ci_cover_included_damage_subtitle">Placeholder</string>
<string name="ci_cover_included_damage_title">Accidental damage</string>
<string name="ci_cover_included_fire_subtitle">In case fire or smoke damages or misplaces your things.</string>
<string name="ci_cover_included_fire_title">Fire and smoke</string>
<string name="ci_cover_included_leaks_subtitle">Placeholder</string>
<string name="ci_cover_included_leaks_title">Household leaks</string>
<string name="ci_cover_included_public_liability_subtitle">Placeholder</string>
<string name="ci_cover_included_public_liability_title">Public liability</string>
<string name="ci_cover_included_storms_subtitle">Placeholder</string>
<string name="ci_cover_included_storms_title">Storms and floods</string>
<string name="ci_cover_included_tenant_liability_subtitle">Placeholder</string>
<string name="ci_cover_included_tenant_liability_title">Tenants liability</string>
<string name="ci_cover_included_theft_subtitle">Placeholder</string>
<string name="ci_cover_included_theft_title">Theft and vandalism</string>
<string name="ci_eligibility_eligible_action">All apply to me</string>
<string name="ci_eligibility_intro">Urban Jungle need to know that all of the below applies to you before they offer you cover.</string>
<string name="ci_eligibility_non_eligible_action">Some don’t apply</string>
<string name="ci_eligibility_requirement_1">The things in your home aren’t worth more than £10,000.</string>
<string name="ci_eligibility_requirement_2">You haven’t made an insurance claim or suffered any loss or damage that may be covered under this policy in the last five years.</string>
<string name="ci_eligibility_requirement_3">You don’t have any unspent criminal convictions (other than speeding fines).</string>
<string name="ci_eligibility_requirement_4">You haven’t been declined or refused insurance, or had a policy cancelled or voided by an insurer.</string>
<string name="ci_eligibility_requirement_5">You haven’t been declared bankrupt, served any County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or arrangements with creditors.</string>
<string name="ci_eligibility_requirement_6">The home you’re taking out cover for isn’t undergoing building work, and none is planned during the policy period.</string>
<string name="ci_eligibility_title">Some important checks</string>
<string name="ci_eligibility_toolbar_subtitle">Eligibility checks</string>
<string name="ci_eligibility_toolbar_title">Contents insurance</string>
<string name="ci_ineligible_body">"This is all quite new to us but we’ll hopefully be able to help you get cover soon. For now, why not try going to direct to Urban Jungle instead."</string>
<string name="ci_ineligible_title">We can’t offer you contents insurance right now</string>
<string name="ci_ownership_bar_subtitle">Monzo Plus</string>
<string name="ci_ownership_bar_title">Contents insurance</string>
<string name="ci_ownership_button_action">Get quotes</string>
<string name="ci_ownership_description">Before we continue please answers this question so our chosen content insurance partner can give you an initial quote based on your answer.</string>
<string name="ci_ownership_option_own">Own</string>
<string name="ci_ownership_option_rent">Rent</string>
<string name="ci_ownership_question_title">Do you rent or own your home?</string>
<string name="ci_ownership_title">Before you start…</string>
<string name="ci_quote_cover_label">Cover</string>
<string name="ci_quote_details_covered_as_standard_title">Comprehensive cover as standard</string>
<string name="ci_quote_details_covered_title">What’s covered</string>
<string name="ci_quote_details_product_information_title">Product Information (IPID)</string>
<string name="ci_quote_details_title">Your quote</string>
<string name="ci_quote_learn_more_action">Learn more</string>
<string name="ci_quote_monthly_price_label">A Month</string>
<string name="ci_quote_select_action">Select</string>
<string name="ci_quote_summary_see_policy">See policy overview</string>
<string name="ci_quote_summary_title">Your policy</string>
<string name="ci_quotes_extra_info">All Urban Jungle’s plans include fire, theft, storms and even accidental damages.</string>
<string name="ci_quotes_subtitle">Your quotes</string>
<string name="ci_quotes_title">Contents insurance</string>

:arrow_up: Contents Insurance, with Urban Jungle?!

<string name="docs_intro_body">We have a few documents for you to read before completing your Monzo account.</string>
<string name="docs_intro_button">Start reading</string>
<string name="docs_intro_title">Important information about using Monzo</string>
<string name="docs_outro_body">You’ll be able to access these documents any time from your settings</string>
<string name="docs_outro_button">Finish setting up Monzo</string>
<string name="docs_outro_title">Thanks for signing our agreements</string>
<string name="payments_cancel_direct_debit">Cancel Direct Debit</string>
<string name="payments_details_direct_debit">Direct Debit</string>
<string name="payments_details_direct_debit_reference">Reference</string>
<string name="payments_details_last_paid">Last paid</string>
<string name="payments_move_payment_account_selector_title">Which account would you like to move this payment to?</string>
<string name="payments_move_payment_action">Move payment to another account</string>
<string name="payments_move_payment_not_supported_body">Only the person who moved this payment can move it back to the account it came from.</string>
<string name="payments_move_payment_not_supported_title">You can’t move this here</string>
<string name="payments_move_payment_pin_title">Move payment</string>
<string name="payments_move_payment_too_soon_body">We can’t move your payment back right now. You can move this payment 2 working days after you last moved it.</string>
<string name="payments_move_payment_too_soon_title">You can’t move this yet</string>

:arrow_up: It looks like we may soon be able to move subscriptions between accounts, hopefully this also paves the way to moving them into Pots!

<string name="threeds_action_approve">Approve transaction</string>
<string name="threeds_action_cancel">Cancel transaction</string>
<string name="threeds_action_go_home">Got it</string>
<string name="threeds_approved_message">Next, please go back to %s to finish paying.</string>
<string name="threeds_approved_title">Approved</string>
<string name="payment_schedule_pattern_daily">every day</string>

New Deep Link:

6 Likes
<boolean name="bizops_`Preformatted text`raise_multiple_disputes_july_19" value="false" />

If that means you can open multiple chats then that should sort a lot of issues for people who suddenly need urgent help but are still stuck in a non-urgent chat. :thinking:

3 Likes

Could be useful, I certainly did prefer the previous multiple threads system.

1 Like

bizops being ‘business operations’?

1 Like

6 posts were split to a new topic: Monzo Chat Discussion

bizops = internal support tooling

Yeah, that answer got split out. My bad! :wink:

3 Likes

:tada: NEW – Version: 2.56.0 :tada:

Disclaimer: things below are subject to change, could just be tests or might be reverted!

Small changes this week.

Feature Flag Changes:

New:

<boolean name="savings_issue_enabled_Charter_2019_07_04_Fixed" value="true" />
<boolean name="us_force_3ds_for_topup" value="true" />
<boolean name="savings_issue_enabled_Investec_2019_07_09_Fixed" value="true" />
<boolean name="bizops_hide_refresh_task_list_button" value="true" />
<boolean name="card_topups_enabled" value="false" />
<boolean name="loan_calculator_v3_ios_enabled" value="false" />
<boolean name="business_external_lending_enabled" value="true" />
<boolean name="monzo_points_cashback" value="false" />

Experimant Flag Changes:

New:

<string name="add_salary_signup">disabled</string>

Asset Changes:

New:

ic_profile_plus – ic_profile_plus
ic_profile_star – ic_profile_star
img_card_details_business – img_card_details_business

Notable String Changes:

New:

<string name="business_external_lending_subtitle">See how much you can borrow</string>
<string name="business_external_lending_title">Business funding</string>
<string name="card_design_name_lagoon_blue_plus">Lagoon Blue - Plus</string>
<string name="card_design_name_midnight_sky_plus">Midnight Sky - Plus</string>
<string name="details_statements_history">Statement history</string>
<string name="details_statements_title">Account statements</string>
<string name="pay_early_done_share_action">Share this Animation</string>
<string name="pay_early_done_share_copy">I just got paid early with Monzo ��</string>
<string name="profile_plustomer">Monzo Plus user</string>
<string name="purchase_monzo_add_extras_quote_title">%1$s a month</string>
<string name="purchase_monzo_add_extras_quote_title_minimum_amount">From %1$s a month</string>
<string name="purchase_monzo_add_extras_quote_title_minimum_amount_with_months">From %1$s a month for %2$s months</string>
<string name="purchase_monzo_add_extras_quote_title_minimum_amount_with_years">From %1$s a year for %2$s years</string>
<string name="purchase_monzo_add_extras_quote_title_with_months">%1$s a month for %2$s months</string>
<string name="purchase_monzo_add_extras_quote_title_with_years">%1$s a year for %2$s years</string>

New Deep Links:

monzo://add_salary_email
monzo://add_salary_options

Both of these screens have been around for a while, now they have deep links.

5 Likes

img_card_details_business

Now that is a nice image

The Monzo Plus contents insurance deeplink now works, I don’t need any insurance, so I haven’t checked if it will actually succeed…

Here’s a sneak peak:


monzo://contents_insurance
2 Likes

I mean, I don’t think it would succeed, given there’s no policy documentation and “in case smoke or fire damages your things” appears to be placeholder text for everything :joy:

Disappointing that this is under Monzo Plus. From clicking through the deeplink there doesn’t seem to be any discount compared to going direct - why can’t this be offered to all customers? I’ve been looking to switch my contents insurance to Urban Jungle anyway so would gladly let Monzo get some commission.

2 Likes

Because it costs money to offer, and Monzo are a business and need to make money. They can’t offer things like this for free, they’d be out of business.

Sure, there’s the time involved in building the integration with Urban Jungle, but other than that what cost is involved? The contents insurance is the exact same price as going direct - monzo state that themselves when you sign up. Only difference is that monzo get some unspecified amount of commission. Just not sure how anyone could really see this as a Monzo Plus perk.

That’s cost enough.

Wondering if there is a contractual limitation mind you, if they aren’t allowed to offer it for free to all customers? I guess Monzo have to sell ‘Plus’ to other business as much as they have to sell it to us.

1 Like