# Monzo closed my account without reason

**URL:** <https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454>\
**Category:** Help\
**Created:** [1 May 2020 21:39 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454 "2020-05-01T21:39:02Z")\
**Posts on this page:** 18\
**Page:** 1

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**Author:** ![tyleralex1](https://avatars.discourse-cdn.com/v4/letter/t/eada6e/32.png) [@tyleralex1](https://community.monzo.com/u/tyleralex1)\
**Post date:** [1 May 2020 21:39 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/1 "2020-05-01T21:39:02Z")

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Hi there,

Monzo closed my account and i dont understand why. I would like to re-open my account but it wont let me. This is really hard for me as this was my main account and I get paid soon and can’t open another account.

Tyler

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**Author:** ![anon95680666](https://avatars.discourse-cdn.com/v4/letter/a/e9a140/32.png) [@anon95680666](https://community.monzo.com/u/anon95680666)\
**Post date:** [1 May 2020 21:47 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/2 "2020-05-01T21:47:41Z")

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Sorry we cant help on the forum we are all customers like you , we have no details of your account , we don’t know how you have been using your account , the only people that can help you are Monzo staff , they are also under a legal obligation to prevent things like money laundering and miss use of bank accounts -or even protecting the account holder - you might like to read the following to give a possible explanation why its been closed

> **[Why we sometimes freeze or block accounts](https://monzo.com/blog/2019/04/04/why-we-block-freeze-close-monzo-accounts/)**
>
> All banks are legally required to block accounts sometimes. But it can be difficult if you know you've done nothing wrong. We explain why this (very rarely) happens, and what you can do if it does.

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**Author:** ![HoddzDJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/hoddzdj/32/52214_2.png) [@HoddzDJ](https://community.monzo.com/u/HoddzDJ)\
**Post date:** [1 May 2020 21:47 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/3 "2020-05-01T21:47:49Z")

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If there’s one thing I know, it’s that there’s always a reason.

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**Author:** ![Rat\_au\_van](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rat_au_van/32/49103_2.png) [@Rat\_au\_van](https://community.monzo.com/u/Rat_au_van)\
**Post date:** [1 May 2020 21:54 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/4 "2020-05-01T21:54:29Z")

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What other banks have you tried and what reason did they give for not letting you open an account?

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**Author:** ![tyleralex1](https://avatars.discourse-cdn.com/v4/letter/t/eada6e/32.png) [@tyleralex1](https://community.monzo.com/u/tyleralex1)\
**Post date:** [1 May 2020 22:08 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/5 "2020-05-01T22:08:30Z")

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i can’t get to the branches to open an account at the moment due to corona

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**Author:** ![Feathers](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/feathers/32/45868_2.png) [@Feathers](https://community.monzo.com/u/Feathers)\
**Post date:** [1 May 2020 22:20 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/7 "2020-05-01T22:20:57Z")

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Most banks allow online applications without having to go near a branch. I hope you find an alternative that suits you soon.

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**Author:** ![tyleralex1](https://avatars.discourse-cdn.com/v4/letter/t/eada6e/32.png) [@tyleralex1](https://community.monzo.com/u/tyleralex1)\
**Post date:** [1 May 2020 22:27 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/8 "2020-05-01T22:27:23Z")

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I have to go with ID

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**Author:** ![mark1](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/mark1/32/2467_2.png) [@mark1](https://community.monzo.com/u/mark1)\
**Post date:** [1 May 2020 23:16 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/10 "2020-05-01T23:16:09Z")

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> [@HoddzDJ](#):
>
> If there’s one thing I know, it’s that there’s always a reason

But they’ll never tell you…

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**Author:** ![Rjevski](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rjevski/32/45968_2.png) [@Rjevski](https://community.monzo.com/u/Rjevski)\
**Post date:** [2 May 2020 13:33 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/11 "2020-05-02T13:33:50Z")

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You can open an account with another modern bank like Starling entirely online in minutes so you can do that while you get this sorted.

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**Author:** ![greganddorne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/greganddorne/32/33460_2.png) [@greganddorne](https://community.monzo.com/u/greganddorne)\
**Post date:** [4 May 2020 15:18 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/12 "2020-05-04T15:18:56Z")

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if your still having truble getting an acc look at [https://www.thinkmoney.co.uk/](https://www.thinkmoney.co.uk/)  
monthly fee

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**Author:** ![Rjevski](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rjevski/32/45968_2.png) [@Rjevski](https://community.monzo.com/u/Rjevski)\
**Post date:** [6 May 2020 08:58 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/13 "2020-05-06T08:58:53Z")

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Curious about why this was flagged. Is it bad to suggest a competitor when Monzo themselves decided they no longer want this customer’s business?

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [6 May 2020 09:14 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/14 "2020-05-06T09:14:14Z")

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Might have been the ‘modern bank’ part that upset them? 🤷‍♂️

Hopefully some of the people who did flag it will kindly explain.

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**Author:** ![nathanthomson8](https://avatars.discourse-cdn.com/v4/letter/n/7ba0ec/32.png) [@nathanthomson8](https://community.monzo.com/u/nathanthomson8)\
**Post date:** [6 May 2020 09:14 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/15 "2020-05-06T09:14:45Z")

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Yeah no idea why that was flagged… hope this is noted when it gets reviewed and whoever flagged it gets it noted

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**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\
**Post date:** [6 May 2020 09:16 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/16 "2020-05-06T09:16:59Z")

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> [@Rjevski](#):
>
> Curious about why this was flagged.

Someone taking exception to an implied criticism of Monzo would be my guess.

You might be able to unflag it yourself by editing it slightly.

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**Author:** ![Rjevski](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rjevski/32/45968_2.png) [@Rjevski](https://community.monzo.com/u/Rjevski)\
**Post date:** [6 May 2020 09:17 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/17 "2020-05-06T09:17:59Z")

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To clarify, I didn’t mean Monzo wasn’t a modern bank, simply that Starling is _another_ modern bank where they can open an account fully online (as opposed to a legacy bank which would involve paperwork and branch visits).

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [6 May 2020 09:19 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/18 "2020-05-06T09:19:14Z")

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> [@Anarchist](#):
>
> You might be able to unflag it yourself by editing it slightly.

I believe that you can after 10 minutes but that then notifies all the people who flagged it. Then if _just one_ of those people flag it again, it remains permanently flagged until a moderator takes a look.

I hate the flag system 😅 What’s wrong with people expressing their concerns instead of hiding anonymously behind flags.

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [6 May 2020 09:20 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/19 "2020-05-06T09:20:19Z")

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I read it in the way that it was intended, don’t worry 🙂

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<div class="post-metadata">

**Author:** ![Feathers](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/feathers/32/45868_2.png) [@Feathers](https://community.monzo.com/u/Feathers)\
**Post date:** [13 April 2021 11:47 UTC](https://community.monzo.com/t/monzo-closed-my-account-without-reason/96454/20 "2021-04-13T11:47:33Z")

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To avoid further resurrection of this ancient old thread, I’ve closed it. If there’s something new to say let’s do that in a new thread.
