Thanks for the explanation. I’ve been going through a lot of apps, it’s alarming how many of them may track you across apps and websites.
Although this stuff is fantastic, for me in quite a few cases it’s raised more questions than answers, because I want to know more, in order to make better more informed decisions over which services and apps I want to continue to use.
I don’t use Facebook, so haven’t checked theirs but not surprised by what you say.
In the case with Monzo, my concern isn’t so much the data being collected, but simply the fact it’s being used to track me, as the label states.
Other apps that collect that same info for the same reasons you suggest Monzo do, just don’t have that Data Used to Track You box, since they’re not using it for tracking.
To me this suggests Monzo are using it for something more, without explaining what, why, or how. @MalaiseForever nails it:
I’ve had a brief look through the privacy policy using command F, it seems to explain that they’re using the device identifier and collecting usage data, but not why they may be using that data to track you across apps and websites.
Super quick edit:
combining Monzo’s privacy policy wording, with Apples privacy term definitions, I suspect, or rather hope, the tracking is merely limited to data metrics on your interactions with Monzo adverts viewed outside of the Monzo app, on Google, or Facebook for example.
That’s purely a guess, it’s possible they’re tracking more, but advertising is the only thing in their privacy policy that allows them scope for this.