# Moneybox Discussion **URL:** \ **Category:** Fintech Chat\ **Created:** [8 February 2023 18:52 UTC](https://community.monzo.com/t/moneybox-discussion/143975 "2023-02-08T18:52:46Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![pigeon](https://avatars.discourse-cdn.com/v4/letter/p/41988e/32.png) [@pigeon](https://community.monzo.com/u/pigeon)\ **Post date:** [8 February 2023 18:52 UTC](https://community.monzo.com/t/moneybox-discussion/143975/1 "2023-02-08T18:52:46Z")
A place to discuss Moneybox news and talk about the Moneybox service. ---
**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\ **Post date:** [8 February 2023 20:38 UTC](https://community.monzo.com/t/moneybox-discussion/143975/3 "2023-02-08T20:38:44Z")
You can just tell it how much to collect, no different to if you set up a regular standing order to a savings account. Auto savings is an option which can be enabled or disabled. Edit - the annoyance is it’s a weekly DD, not too bad if you use a pot though for it to collect just from that. I wouldn’t want it on my normal bills account Edit 2 - the only thing they’re really any good for is the LISA, anything else, you can find better elsewhere. ---
**Author:** ![MrDapper](https://avatars.discourse-cdn.com/v4/letter/m/a87d85/32.png) [@MrDapper](https://community.monzo.com/u/MrDapper)\ **Post date:** [8 February 2023 21:12 UTC](https://community.monzo.com/t/moneybox-discussion/143975/4 "2023-02-08T21:12:37Z")
Think Moneybox are quite well known for their LISA accounts, as the mainstream banks don’t offer them annoyingly. ---
**Author:** ![pigeon](https://avatars.discourse-cdn.com/v4/letter/p/41988e/32.png) [@pigeon](https://community.monzo.com/u/pigeon)\ **Post date:** [8 February 2023 23:51 UTC](https://community.monzo.com/t/moneybox-discussion/143975/5 "2023-02-08T23:51:19Z")
Is there any reason why mainstream banks don’t offer them? Only Nude and Moneybox offers them, alongside Nutmeg. ---
**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\ **Post date:** [9 February 2023 00:00 UTC](https://community.monzo.com/t/moneybox-discussion/143975/6 "2023-02-09T00:00:47Z")
There’s more providers than that Paragon AJ Bell Skipton Building Society Newcastle Building Society Hargreaves Lansdown EQi Others too but I’ve gotten fed up of listing them. ---
**Author:** ![MrDapper](https://avatars.discourse-cdn.com/v4/letter/m/a87d85/32.png) [@MrDapper](https://community.monzo.com/u/MrDapper)\ **Post date:** [9 February 2023 08:16 UTC](https://community.monzo.com/t/moneybox-discussion/143975/7 "2023-02-09T08:16:53Z")
Mixed bag of reasons why the bigger banks don’t offer it. LISAs are quite complicated products. They’ve also not been convinced by the government on them, whereas if you remember help to buy ISAs that was offered by most. ---
**Author:** ![Theodore](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/theodore/32/71187_2.png) [@Theodore](https://community.monzo.com/u/Theodore)\ **Post date:** [9 February 2023 10:21 UTC](https://community.monzo.com/t/moneybox-discussion/143975/8 "2023-02-09T10:21:22Z")
Don’t forget arguably the best one for an Investment LISA, Dodl by AJ Bell. > [@Dodl by AJ Bell - investment app chart\_with\_upwards\_trend](https://community.monzo.com/t/dodl-by-aj-bell-investment-app/130865/63): > > 100 Dodl was the missing piece for me in terms of a DIY Investment LISA offering so still very happy with them. The Easy Bank Transfer addition I’ve used a few times now so hopefully they keep on bringing positive updates like this: ---
**Author:** ![pigeon](https://avatars.discourse-cdn.com/v4/letter/p/41988e/32.png) [@pigeon](https://community.monzo.com/u/pigeon)\ **Post date:** [9 February 2023 16:50 UTC](https://community.monzo.com/t/moneybox-discussion/143975/9 "2023-02-09T16:50:15Z")
Any reason Moneybox still have a long convoluted process of taking out money on wednesdays and having only a £100 min bank deposit? ---
**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\ **Post date:** [9 February 2023 17:04 UTC](https://community.monzo.com/t/moneybox-discussion/143975/10 "2023-02-09T17:04:56Z")
Have you tried asking them, we’re not really going to have that answer to hand. ---
**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\ **Post date:** [10 February 2023 05:28 UTC](https://community.monzo.com/t/moneybox-discussion/143975/11 "2023-02-10T05:28:09Z")
> [@DaveJ](#): > > it’s a weekly DD, not too bad if you use a pot though for it to collect just from that This is how I use Moneybox with Starling. x2 roundups + £12.50 a week into my Space. x1 roundups + £10 a week direct debit from my Space into Moneybox. Net result is auto–saving into Moneybox (currently have a lifetime time–weighted return of 31.92%), my Starling Space ticks up slowly and my main account just shows a regular savings amount leaving once a week too. ---
**Author:** ![pigeon](https://avatars.discourse-cdn.com/v4/letter/p/41988e/32.png) [@pigeon](https://community.monzo.com/u/pigeon)\ **Post date:** [20 February 2023 13:16 UTC](https://community.monzo.com/t/moneybox-discussion/143975/12 "2023-02-20T13:16:21Z")
How much did you save with roundups in a month ---
**Author:** ![walderston](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/walderston/32/955_2.png) [@walderston](https://community.monzo.com/u/walderston)\ **Post date:** [22 February 2023 12:56 UTC](https://community.monzo.com/t/moneybox-discussion/143975/13 "2023-02-22T12:56:02Z")
3.25% AER on cash held in their S&S ISA ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [22 February 2023 14:52 UTC](https://community.monzo.com/t/moneybox-discussion/143975/14 "2023-02-22T14:52:10Z")
Wait. Can you round up to more than 1 space at a time? 😐 ---
**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\ **Post date:** [22 February 2023 16:31 UTC](https://community.monzo.com/t/moneybox-discussion/143975/15 "2023-02-22T16:31:27Z")
No. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [22 February 2023 16:32 UTC](https://community.monzo.com/t/moneybox-discussion/143975/16 "2023-02-22T16:32:39Z")
Oh. So you round up X2, but 1 of those equals your Moneybox £10 and the other your savings basically? ---
**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\ **Post date:** [22 February 2023 16:42 UTC](https://community.monzo.com/t/moneybox-discussion/143975/17 "2023-02-22T16:42:33Z")
Double round–ups, plus a weekly £12.50 transfer into Starling Space. Then Moneybox tracking single round–ups on the same spending, and debiting those, plus an extra £10, weekly by Direct Debit from the same Space. Does that make sense? Means I round–up to Moneybox and also save some extra round–ups in the Space, and also keep the admin of the weekly DD inside the Space too. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [22 February 2023 17:35 UTC](https://community.monzo.com/t/moneybox-discussion/143975/18 "2023-02-22T17:35:59Z")
Got it. Good idea! ---
**Author:** ![MrDapper](https://avatars.discourse-cdn.com/v4/letter/m/a87d85/32.png) [@MrDapper](https://community.monzo.com/u/MrDapper)\ **Post date:** [3 March 2023 12:50 UTC](https://community.monzo.com/t/moneybox-discussion/143975/19 "2023-03-03T12:50:28Z")
Is the Moneybox app good? I was thinking of transferring my LISA. ---
**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\ **Post date:** [3 March 2023 13:34 UTC](https://community.monzo.com/t/moneybox-discussion/143975/20 "2023-03-03T13:34:10Z")
It’s quite ‘busy’ and a little difficult to navigate, but I like the round–up investing product. ---
**Author:** ![MrDapper](https://avatars.discourse-cdn.com/v4/letter/m/a87d85/32.png) [@MrDapper](https://community.monzo.com/u/MrDapper)\ **Post date:** [3 March 2023 13:56 UTC](https://community.monzo.com/t/moneybox-discussion/143975/21 "2023-03-03T13:56:16Z")
That’s interesting to know. I’m going for it, think I’ve only got a few days left to get the form in for this year. [Next page](https://community.monzo.com/t/moneybox-discussion/143975.md?page=2)