Option - sure, but each time it should come with customerās consent, as per Mastercard rules. Seems like theyāve been slapping you with DCC without seeking your permission first, which is a breach of Mastercard rules.
I did wonder if this was the case and didnāt think Iād be the first. I was aware of DCC at ATMs but Iād never seen it on a PDQ device before. Turns out searching for āPOSā and not āPDQā couldāve avoided a n00b first post
Pretty busted for cash withdrawals in Morelia, MichoacĆ”n for what itās worth. I think I managed one withdrawal at Mexico City airport but none of the ATMs in Morelia worked, even those clearly marked with MasterCard logos. On the other hand, payments for goods, meals etc. all worked flawlessly.
Tried my Monzo card in a retail store here at Chetumal, Quintana Roo and it was declined. But I used it at the supermarket and it went through so think it just depends.
Iāve always taken cash, last time I was there I did keep an eye out for cash machines but they all charge a fee. Going this year and will likely just take cash with me
Iām planning on going to Mexico in May and I work for a travel company, so I get commission free currency exchange. Iām trying to work out if Iād be better off just doing that and taking cash, as Iād probably incur costs withdrawing cash should I need it while Iām in Mexicoā¦ or do you guys think that the convenience and security outweighs the amount I would save? Im just thinking iāll definitely need to withdraw money at some point as Iāll be going on trips and not sure if there will be ATMs everywhere
I didnāt use Monzo much in Mexico because the fees are much higher than their competitors but the different ATMs charged different fees depending on which bank your card came from.
Never had your issue with tips in restaurants though. I simply asked the server to add an amount of my choosing on.