What router out of interest?
This is likely the least of their worries as a financial institution, it’s important but still only one piece in the wider picture of what they look at to determine suspicious activity.
I get your sentiment here but unfortunately not everyone is like you or I and unfortunately VPNs can and are still heavily utilised by bad actors to abuse systems and defraud people. VPNs are inherently a hard thing to police because the whole point of a VPN for most people is privacy, if they have to start monitoring to get bad actors out then it kind of negates the whole privacy side of things and that’s not going into the NordVPN vs say Mullvad argument which is a widely discussed topic in the privacy savvy scene
2 Likes
TP‑Link Archer AXE75
1 Like
Blimey!!!
They’re also used for legitimate reasons so I’m surprised that use of a VPN in isolation is the main factor.
This is why I’m a fan of other factors like Monzo allowing certain things only if you’re at a predefined location or use a special code etc. to prove it’s you.
I’ve seen some sites that have a blanket ban on VPN but thankfully not too common for the ones I use. It’s a shame, but I won’t turn off the VPN for it. As much as VPNs may be a ‘suspicion factor’ that organisations use, it works both ways and I’m suspicious of those who want to log and fingerprint you. Funnily enough, when you look into these same sites and the cookies and trackers feeding back to Meta, Google and other advertising it adds up. 
1 Like
The ones who use them for sus stuff cause far more damage financially to the businesses. They then have to carry out extended KYC on you, which many moan about, put temporary blocks on accounts because they are not sure it is really you or someone trying their luck (inconveniencing you).
4 Likes
Circling back this is likely because you’re stuck behind CGNAT at an ISP level, check if your Public IP if it starts with 100.x.x.x, then you’re likely behind Carrier Grade NAT (CGNAT), they switched to this a long time ago to try and save public addresses by essentially putting everyone onto a few smaller addresses broken down but it’s annoying as hell. The only way to break out of that would be to request a truly public IP address and that’s hit and miss as to whether they will grant you one.
Nah, I have never had any starting with that. I keep rotating IPs weekly by changing router MAC. One time Virgin actually gave me a bad IP that was blacklisted on many sites. I could get funny error messages and I couldn’t tell why until I switched the IP. Checked it and it was on several lists with bad reputation.
1 Like
Yeah it’s hit an miss
Just been trying to compare MBNA policies compared to other providers. MBNA tend to allude to what data they collect (and in fairness, it’s clear but minimal and not explicitly clear like Monzo and others is). It does mention “mobile device apps”:
But the likes of Monzo and similar specifically state about the device identifiers which, as we know, all use to know which devices are used to log into accounts and a very successful fraud detection consideration.
Monzo provide more context:
(Customer Privacy Notice)
This further adds to my question around my MBNA issue because, if they are using the device identifier and discovered my ‘Location’ had changed, they’d ought to know the location change is solely due to the VPN and not the physical location of the device.
To verify it is actually me, they could use passkeys/authenticator on iOS. Just seems bizarre that they send a code in the post (although as @tired said above, perhaps it’s so they know I’m resident in the U.K. as a physical location).
I did find this interesting:
At least they’re honest about pixel tracking. Many people don’t consider this intrusion.
They aren’t joking, either:
Pleased to see some awareness even on this forum with a recent discussion.
1 Like
Android permissions match
Find this interesting, so apparently Monzo can also add further permissions quietly within each group. I wonder would Google notify
At least they tell you you can disable certain ones through settings
1 Like
The pixels trackers are causing me problems with Nationwide and Lloyds. They claim I didn’t receive emails they sent s they drop me a few texts and letters telling me to update my email. I keep blocking their trackers at DNS level.
3 Likes
At least you know your blocking is working successfully, that their trackers aren’t registering 
clearly that scares them that they can’t see when you’ve opened their emails to the point they want to assume the email isn’t valid to try and bypass it and see if they can track you again
Ooh good shout.
On iOS there’s some differences between the two:
So, MBNA do know my location when using the app and don’t need to rely on the connection/IP.
I don’t necessarily have an issue with them knowing an email has been delivered. I don’t actually mind too much that they know I’ve read something, but these trackers and metadata can be very intrusive. I wouldn’t want them to know when/how many times I open an email, nor the device I’m reading the email on. None of their business. So they will be blocked .
1 Like
This is something we can agree on, if it were just opened or not opened I’d also be ok with that any more as you’ve said is a nope
1 Like
Interesting 
Monzo
Revolut
Revolut have a good few more “others”, the one I don’t get is “Access sensor data at a high sampling rate”
1 Like
They also include sneaky links, you follow them and then leave cookies in your browser to track you more. I strip tracking data from links I copy from emails
1 Like
Two words, Brave Browser
1 Like
And storage…?
I like Brave. StartPage is also good. And, to be fair, Safari is a good one. DuckDuckGo is ‘ok’ but leaves fingerprints.
I go though DDG alias email forwarder into ProtonMail via another alias. DDG gets rid of most trackers and Proton picks up any residual. Proton appear to ‘clean’ these links too.
1 Like
I use Safari fully loaded with Adguard extension, NextDNS on the network.
Firefox on the Mac.
I have hatred for Chromium shells.
1 Like
Yea but look at Revolut in your screenshot above. Seems it has more access?
1 Like