# Max Plan Travel Insurance

**URL:** <https://community.monzo.com/t/max-plan-travel-insurance/185635>\
**Category:** Help\
**Created:** [22 October 2025 23:42 UTC](https://community.monzo.com/t/max-plan-travel-insurance/185635 "2025-10-22T23:42:54Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Brun](https://avatars.discourse-cdn.com/v4/letter/b/b9e5f3/32.png) [@Brun](https://community.monzo.com/u/Brun)\
**Post date:** [22 October 2025 23:42 UTC](https://community.monzo.com/t/max-plan-travel-insurance/185635/1 "2025-10-22T23:42:54Z")

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I have the Max Family Plan, but am having an issue with the Travel Insurance included. We have a couple of family trips booked and the cover provided is not adequate for a number of reasons, as it does not cover pre existing conditions, the cancellation cover amount is £10,000 short of one of our planned trips, and it also doesn’t include cruise cover. I contacted the insurer and was told it wasn’t an option to pay a supplement to make the cover what I needed it to be. Due to this I’ve had to purchase a seperate annual policy, which is fine, but having read up about it, all I’m seeing is that holding two policies is a total pita if a claim situation arose.

I’d be perfectly happy to cancel the included Monzo insurance, as its useless to me, but having read through the policy, it seems I can’t do that without cancelling my Max plan entirely, which would mean losing the other benefits - which I don’t want to do!

Any suggestions or feedback on this would be welcome.

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**Author:** ![system](https://global.discourse-cdn.com/monzo/original/3X/a/e/aedf2f7852aef6ffcd99f29eac49128cfbd2ecc3.svg) [@system](https://community.monzo.com/u/system)\
**Post date:** [20 April 2026 23:43 UTC](https://community.monzo.com/t/max-plan-travel-insurance/185635/2 "2026-04-20T23:43:53Z")

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