It would be useful to have a macro view of spending for a full year/ defined period.
At the moment it’s hard to get a picture of how my finances are looking year to date for example. I’m not someone who manages money day-to-day but like to ensure that overall trends are on target.
A view similar to a traditional PL would be helpful - For example spending categories to the left and months as columns with the ability to drill into each item.
This could be tracked against targets with ability to view as a graph. Although this would work much better in an iPad app…
Expanding on this you could have a year in review which shows trends in spending/saving/earnings. I’m sure some AI could provide insights as well. The likes of Spotify, Starva, etc. provide similar analysis.