you did, apparently.
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Most definitely not me.
it was me, sorry, they kept going on about adding vibrating notifications but I asked if they could put this ahead of it 
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They updated the goals section in the savings tab too.
Do the card designs always update?
I switched from classic to club Lloyds last week but havenāt had a new club Lloyds card yet. Not that Iām botheredā¦ the classic card goes well with the ultra card design.
The card designs never change in Apple wallet unless you remove the old one then add the new design.
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I added my club lloyds to Apple Pay this morning alongside my ultra, club lloyds showed the classic card.
It also shows the classic card in the app. Odd
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Itās a good job they activate that challenge automatically, or most people would miss it.
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They would need to change account terms first. The current terms say pay in X amount and relax, no mention of activation.
Iād be surprised if that was actually true (not saying itās not) since data will be held about customers generally for certain amounts of time plus banks could quite easily ācreateā the debt on the new system and transfer over.
Good for them I guess if true, but Iām skeptical.
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To me it looks like a persistent debt scenario, seeing he had troubles from 2024.
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I read the thread yesterday when he added the photos of the letter. Looks like he removed it now. He added some background story that the debt was from Covid time when his business couldnāt survive. IT contractors cost crazy amount, it must cost more time and money to migrate the debts onto the new system that theyāve decided to write off debts of certain amounts.
Crazy that itās been 6 years since Covid now. 
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Changed Upcoming payments to Rewardsā¦
Surely people knowing when their bills are due trumps some naff rewards 
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I donāt think it works anyway.
Iāve paid in Ā£2k+ and it only shows as activatedā¦
I can believe it. Iād imagine the systems were so legacy the cost of either lift and shift or even platforming meant it hit the point of write off.
Thereās probably a rule which says less than xx Ā£ weāll just write it off below that amount.
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I can see that, but I would be very annoyed if I was a customer who happened to have debt on a different system and I had no debts wiped. Financial regulations often have an element of fairness baked in.
While I can see why a bank might forgive debt for this reason, I feel there is something unfair about that and might present a legal/regulatory issue if pursued by other customers. Which is why Iām sceptical that this is all it is about.
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Sounds more like persistent debt which banks will write off balances if itās going to take them forever to pay it down.
Moving balances one system to another isnāt a problem āhereās your new payment detailsā is quick and easy.
@Boring might know more though.
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That I completely get, and thereās legislation and guidance in place for that (though I think there is still an element of unfairness in it I can understand why it would be done in some cases).
I just donāt fully believe that a bank canāt just create new debt on a new system.
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